Townhouse at 441 HARBOR RIDGE DR, PALM HARBOR
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$369,990

441 HARBOR RIDGE DR
PALM HARBOR, FL 34683
Listed by Angie Haddon · LPT REALTY, LLC
Bedrooms
3
Bathrooms
2.5
Living area
1,700 sqft
Year built
2013

About this home

HUGE PRICE DROP… MOTIVATED SELLER!!! PLUS… Seller's preferred lender is offering a temporary 1% interest rate buydown for qualified buyers! Welcome to coastal living in the heart of Palm Harbor! Perfectly positioned in one of North Pinellas County’s most desirable areas, this beautifully renovated end-unit townhome offers the ideal combination of comfort, convenience, and waterfront scenery. Located just minutes from Downtown Palm Harbor, the famous Sponge Docks of Tarpon Springs, Gulf beaches, shopping, dining, medical facilities, and top local parks, this home puts everything you love about Florida living right at your fingertips. Conveniently located near the community entrance, residents can easily access the local trolley route for a fun and easy ride south toward Clearwater Beach or north toward the shops, restaurants, and waterfront attractions of Tarpon Springs. Overlooking a peaceful pond with tranquil water views from multiple rooms, this spacious 3-bedroom, 2.5-bathroom townhome features approximately 1,700 square feet of thoughtfully updated living space. From the moment you walk in, you’ll notice the open-concept layout, gorgeous wood flooring, and natural light pouring through hurricane impact windows and oversized triple sliding glass doors. The beautifully updated kitchen features solid wood cabinetry, granite countertops, stainless steel appliances, and a movable island perfect for entertaining or additional prep space. The living and dining room combination flows seamlessly to the screened lanai and additional paver patio, creating the perfect indoor-outdoor setup to enjoy the serene pond views. Upstairs, bamboo flooring runs throughout all three spacious bedrooms. The primary suite offers stunning water views, a beautifully updated bathroom with a walk-in shower, and an oversized custom walk-in closet with built-in shelving. Additional upstairs features include a full guest bathroom with granite countertops, a dedicated laundry room, and extra hallway storage. This end-unit also offers a two-car garage, additional built-in storage shelving, and major system updates including a 2025 water heater. The roof, AC, and electrical panel were all original to the 2013 construction, and the HOA has advised roof replacement is planned for 2027. Exterior painting was completed by the HOA in 2022. The $420 monthly HOA provides exceptional value and includes cable/internet, water/sewer, trash removal, exterior maintenance, lawn/common area maintenance, exterior painting, roof repair/replacement per HOA guidelines, sidewalk/driveway/front walkway power washing, and access to the community pool.

Property details

MLS #
MFRTB8508907
Property type
Townhouse
Subdivision
HARBOR RIDGE OF PALM HARBOR
Status
Active
Days on market
131
On market date
May 18, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.07 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
TARPON SPRINGS FUNDAMENTAL ELE
1.77 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
269
Student:teacher ratio
14.2:1
District
PINELLAS
Middle
TARPON SPRINGS MIDDLE SCHOOL
2.47 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
651
Student:teacher ratio
18.1:1
District
PINELLAS
HighCharter
ST. PETERSBURG COLLEGIATE HIGH SCHOOL NORTH PINELLAS
1.37 mi away · Grades 10-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
209
Student:teacher ratio
41.8:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

46
Somewhat walkable
out of 100
EPA National Walkability Index
11.3 / 20 -- Above average walkable
Google Places amenity density
30 / 100
Restaurants & cafes0
Grocery stores0
Parks3
Schools1
Transit stops12
Pharmacies0

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 131 days -- 31 more days than PALM HARBOR's current average of 100 days.
For reference, the median list price across 727 active listings in PALM HARBOR right now is $310,000.

Mortgage calculator

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Est. monthly payment
$2,378/mo
$73,998 down
$295,992 loan
Principal & interest$1,920
Property tax (est.)$308
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.