INNOVATE Real Estate
Single Family Residence at 51 CYPRESS DR, PALM HARBOR
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$419,900

51 CYPRESS DR
PALM HARBOR, FL 34684
Listed by Christina Paolillo · CHARLES RUTENBERG REALTY INC
Bedrooms
2
Bathrooms
2
Living area
1,226 sqft
Year built
1976

About this home

Boaters dream! Set on a peaceful waterfront lot in Lake Shore Estates, this updated 2-bedroom, 2-bath home offers a rare blend of style, flexibility, and direct access to Lake Tarpon. Inside, luxury vinyl flooring runs throughout the main living areas, creating a clean, low-maintenance feel, while the upgraded kitchen features stainless steel appliances, leathered granite countertops, and ample cabinetry. The primary suite includes a private bath and French doors that open to the back deck, seamlessly connecting indoor and outdoor living. The backyard is designed for relaxation and entertaining, with an expansive deck, above-ground pool, and direct water access for boating, fishing, or simply enjoying the view. Mature landscaping adds privacy, and with no HOA, the property offers freedom for full-time living, seasonal use, or short-term rental income. Conveniently located near shopping, dining, Gulf beaches, and a short drive to Tampa and Innisbrook Golf Resort, this is a well-positioned home that works equally well as a residence or investment opportunity—offered fully furnished for immediate enjoyment or turnkey rental potential.

Highlights

WaterfrontPrivate pool

Property details

MLS #
MFRTB8500235
Property type
Single Family Residence
Subdivision
LAKE SHORE ESTATES 3RD ADD
Status
Active
Days on market
124
On market date
April 22, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
N/A
Lot size
0.15 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
SUTHERLAND ELEMENTARY SCHOOL
0.87 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
598
Student:teacher ratio
14.6:1
District
PINELLAS
Middle
JOSEPH L. CARWISE MIDDLE SCHOOL
1.45 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,155
Student:teacher ratio
18.0:1
District
PINELLAS
HighCharter
ST. PETERSBURG COLLEGIATE HIGH SCHOOL NORTH PINELLAS
1.07 mi away · Grades 10-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
209
Student:teacher ratio
41.8:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

62
Walkable
out of 100
EPA National Walkability Index
13.2 / 20 -- Above average walkable
Google Places amenity density
55 / 100
Restaurants & cafes13
Grocery stores0
Parks1
Schools1
Transit stops16
Pharmacies1

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 124 days -- 24 more days than PALM HARBOR's current average of 100 days.
For reference, the median list price across 724 active listings in PALM HARBOR right now is $309,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,679/mo
$83,980 down
$335,920 loan
Principal & interest$2,179
Property tax (est.)$350
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 24, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.