INNOVATE Real Estate
Single Family Residence at 3149 N CANAL DR, PALM HARBOR
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59 photos

$500,000

3149 N CANAL DR
PALM HARBOR, FL 34684
Listed by AVENUE HOMES LLC
Bedrooms
4
Bathrooms
2
Living area
1,816 sqft
Year built
1957

About this home

Welcome to this beautiful property located at 3149 N Canal Dr in Palm Harbor, Florida—a beautifully maintained 4-bedroom, 2-bath waterfront home offering the ultimate Florida lifestyle, seller motivated to contribute buyer´s closing cost . Perfectly positioned on a peaceful canal with your own private dock, this property provides direct water access ideal for boating, kayaking, and enjoying serene sunset views right from your backyard. Inside, you’ll find a spacious and inviting layout with comfortable living areas, abundant natural light, and generously sized bedrooms designed for both relaxation and functionality. The open living and dining spaces flow seamlessly to the outdoor area, creating an ideal setting for entertaining or simply unwinding by the water. Whether you’re searching for a full-time residence or a vacation retreat, this canal-front gem delivers comfort, convenience, and true coastal charm in one of Palm Harbor’s most desirable locations.

Highlights

Fireplace

Property details

MLS #
MFRTB8481430
Property type
Single Family Residence
Subdivision
LAKE TARPON ESTATES
Status
Active
Days on market
193
On market date
March 1, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.15 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
SUTHERLAND ELEMENTARY SCHOOL
1.3 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
598
Student:teacher ratio
14.6:1
District
PINELLAS
Middle
JOSEPH L. CARWISE MIDDLE SCHOOL
0.72 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,155
Student:teacher ratio
18.0:1
District
PINELLAS
HighCharter
ST. PETERSBURG COLLEGIATE HIGH SCHOOL NORTH PINELLAS
1.96 mi away · Grades 10-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
209
Student:teacher ratio
41.8:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

61
Walkable
out of 100
EPA National Walkability Index
9.0 / 20 -- Below average walkable
Google Places amenity density
85 / 100
Restaurants & cafes20
Grocery stores2
Parks2
Schools3
Transit stops15
Pharmacies8

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 193 days -- 93 more days than PALM HARBOR's current average of 100 days.
For reference, the median list price across 727 active listings in PALM HARBOR right now is $310,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,161/mo
$100,000 down
$400,000 loan
Principal & interest$2,594
Property tax (est.)$417
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 24 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.