Welcome home~ - 102 STAFFORD DR, PALM HARBOR
Beautiful corner lot on nearly 1/4 of an acre~ - 102 STAFFORD DR, PALM HARBOR
Front screened lanai for year-round enjoyment and allows you to leave the front door open for a breeze inside~ - 102 STAFFORD DR, PALM HARBOR
You'll love the beautifully updated kitchen & both bathrooms, and the sunny Florida room~ - 102 STAFFORD DR, PALM HARBOR
Light & bright front entry with neutral colors throughout~ - 102 STAFFORD DR, PALM HARBOR
Updated glass front door & dual pane windows with hurricane shutters~ - 102 STAFFORD DR, PALM HARBOR
Open & airy spaces~ - 102 STAFFORD DR, PALM HARBOR
Main living perfectly tucked between the kitchen & bedrooms~ - 102 STAFFORD DR, PALM HARBOR
Casual dining off the kitchen with green backyard views~ - 102 STAFFORD DR, PALM HARBOR
Showstopping kitchen is located perfectly in the heart of the home~ - 102 STAFFORD DR, PALM HARBOR
Stunning kitchen renovation with convenient pass-through window to the Florida room~ - 102 STAFFORD DR, PALM HARBOR
Solid wood custom cabinetry with under cabinet lighting, granite countertops, and recessed lighting~ - 102 STAFFORD DR, PALM HARBOR
Built-in pantry storage & newer sleek stainless appliances~ - 102 STAFFORD DR, PALM HARBOR
Spacious dining room and beautifully updated guest bath~ - 102 STAFFORD DR, PALM HARBOR
Updated guest bath with walk-in shower, newer vanity, granite countertop, & tasteful lighting~ - 102 STAFFORD DR, PALM HARBOR
Perfect space for large family meals & entertaining, and open to Florida room~ - 102 STAFFORD DR, PALM HARBOR
Heated & cooled sunny Florida room to enjoy year-round~ - 102 STAFFORD DR, PALM HARBOR
Open plan living~ - 102 STAFFORD DR, PALM HARBOR
Large updated windows allow abundant lighting to flood the space~ - 102 STAFFORD DR, PALM HARBOR
Spacious primary suite big enough for a king~ - 102 STAFFORD DR, PALM HARBOR
Gracious built-in closet space and perfectly located immediately adjacent to the updated bath~ - 102 STAFFORD DR, PALM HARBOR
Beautifully updated hall bath with convenient tub/shower combo & updated vanity~ - 102 STAFFORD DR, PALM HARBOR
Large guest suite or would make the perfect office space~ - 102 STAFFORD DR, PALM HARBOR
Additional built-in closet space for great storage~ - 102 STAFFORD DR, PALM HARBOR
Floor plan review~ - 102 STAFFORD DR, PALM HARBOR
Oversized 2-car garage big enough for your car, golf cart, and all your toys~ - 102 STAFFORD DR, PALM HARBOR
Wonderful back patio for those beautiful FL days~ - 102 STAFFORD DR, PALM HARBOR
Beautifully landscaped offering pretty views and privacy~ - 102 STAFFORD DR, PALM HARBOR
A community you'll love coming home to~ - 102 STAFFORD DR, PALM HARBOR
Highland Lakes offers something for everyone~ - 102 STAFFORD DR, PALM HARBOR
Beautifully maintained facilities & amenities~ - 102 STAFFORD DR, PALM HARBOR
A full calendar of entertainment & social events~ - 102 STAFFORD DR, PALM HARBOR
Main clubhouse pool is heated & cooled for year-round use~ - 102 STAFFORD DR, PALM HARBOR
The Ahh Spa is big enough for a party~ - 102 STAFFORD DR, PALM HARBOR
Tennis & Pickleball leagues with beginner clinics~ - 102 STAFFORD DR, PALM HARBOR
Shuffleboard, bowling, & bocce ball leagues too~ - 102 STAFFORD DR, PALM HARBOR
Arts & Crafts Annex with classes, studios, & a woodshop~ - 102 STAFFORD DR, PALM HARBOR
Free golf for two is just one of HL's amazing amenities~ - 102 STAFFORD DR, PALM HARBOR
3 private 9-hole executive courses to choose from~ - 102 STAFFORD DR, PALM HARBOR
Professionally maintained courses consistently receive high ratings~ - 102 STAFFORD DR, PALM HARBOR
Over 2,400 homes make up Highland Lakes on Lake Tarpon~ - 102 STAFFORD DR, PALM HARBOR
A 2nd heated pool, party, & picnic facilities, & a fishing pier at the lodge~ - 102 STAFFORD DR, PALM HARBOR
The Lake Tarpon Lodge offers a more rustic retreat & lakefront amenities~ - 102 STAFFORD DR, PALM HARBOR
Community pontoon boats for tours of Lake Tarpon with a stop at a lakefront restaurant for lunch~ - 102 STAFFORD DR, PALM HARBOR
Lake Tarpon Lodge connected to RV lot & boat ramp by an open dock & fishing pier~ - 102 STAFFORD DR, PALM HARBOR
45 photos

$375,900

102 STAFFORD DR
PALM HARBOR, FL 34684
Listed by Amanda Justus · COLDWELL BANKER REALTY
Bedrooms
2
Bathrooms
2
Living area
1,264 sqft
Year built
1979

About this home

Welcome to your beautifully updated 2-bedroom, 2-bath, 2-car garage home with a sunny Florida room, perfectly positioned on a large corner lot in Palm Harbor’s premier 55+ golf community, Highland Lakes! From the moment you arrive, you’re greeted by a screened-in front lanai—ideal for enjoying Florida’s year-round sunshine—and a stunning leaded glass front door set against a freshly painted exterior. Inside, the home is light, bright, and open with updated windows that fill the space with natural light. The heart of the home is the beautifully renovated kitchen, showcasing granite countertops, solid wood soft-close cabinetry with pull-out drawers, a stylish glass tile backsplash, newer sleek stainless appliances, recessed lighting, and a convenient pass-through to the Florida room for effortless entertaining. Wood-look tile flooring flows seamlessly into the dining nook, creating the perfect space for everyday gatherings. Just beyond, the spacious Florida room is drenched in sunshine through wall-to-wall windows and features modern tile flooring, making it an inviting retreat for relaxing or hosting guests. The thoughtfully designed layout offers privacy and convenience, with a tastefully updated guest bathroom featuring a walk-in shower with glass door, granite-topped vanity, and updated lighting. The second updated hall bath with a tub/shower combo is ideally situated between both bedrooms and the main living area. Step outside to your private back patio—perfectly sized for outdoor furniture and a grill—surrounded by lush landscaping for added tranquility. Furniture is negotiable, making this home truly turn-key and move-in ready! Rest easy knowing this property sits high and dry above the flood plain in a non-evacuation zone. Major updates include an electrical panel (2019), 3-ton HVAC (2017), dual-pane windows with hurricane shutters, and more. Residents of Highland Lakes enjoy an exceptional country club lifestyle with a remarkably low HOA fee of just $164/month, including unlimited and FREE golf on three private executive courses, tennis, pickleball, bocce, and shuffleboard courts, plus a vibrant clubhouse offering entertainment, fitness classes, and social events. The lakeside lodge on Lake Tarpon features a private boat ramp, fishing pier, and community pontoon boats. Additional amenities include free RV and boat storage and a golf cart-friendly community design. Ideally located near world-class Gulf beaches, upscale dining and shopping, top-rated healthcare, major sports venues, two international airports, and a cruise port, this exceptional property offers the perfect blend of elegance, comfort, and active Florida living. Don’t miss this rare opportunity—schedule your private showing today!

Property details

MLS #
MFRTB8478206
Property type
Single Family Residence
Subdivision
HIGHLAND LAKES
Status
Active
Days on market
177
On market date
February 20, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.22 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HIGHLAND LAKES ELEMENTARY SCHOOL
0.9 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
518
Student:teacher ratio
14.0:1
District
PINELLAS
Middle
JOSEPH L. CARWISE MIDDLE SCHOOL
0.49 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,155
Student:teacher ratio
18.0:1
District
PINELLAS
High
PALM HARBOR UNIVERSITY HIGH
1.9 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,480
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

71
Walkable
out of 100
EPA National Walkability Index
10.8 / 20 -- Above average walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores8
Parks2
Schools11
Transit stops20
Pharmacies11

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 177 days -- 77 more days than PALM HARBOR's current average of 100 days.
For reference, the median list price across 724 active listings in PALM HARBOR right now is $309,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,414/mo
$75,180 down
$300,720 loan
Principal & interest$1,950
Property tax (est.)$313
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 20, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.