Single Family Residence at 3569 OAK LAKE DR, PALM HARBOR
Virtually Staged Living Room - 3569 OAK LAKE DR, PALM HARBOR
Virtually Staged Dining / Family Room - 3569 OAK LAKE DR, PALM HARBOR
Virtually Staged Primary Bedroom en suite bathroom - 3569 OAK LAKE DR, PALM HARBOR
Single Family Residence at 3569 OAK LAKE DR, PALM HARBOR, photo 5 of 42
Single Family Residence at 3569 OAK LAKE DR, PALM HARBOR, photo 6 of 42
Single Family Residence at 3569 OAK LAKE DR, PALM HARBOR, photo 7 of 42
Primary Bathroom - 3569 OAK LAKE DR, PALM HARBOR
Primary Shower - 3569 OAK LAKE DR, PALM HARBOR
Virtually Staged Guest Bedroom - 3569 OAK LAKE DR, PALM HARBOR
Guest Bathroom - 3569 OAK LAKE DR, PALM HARBOR
Lanai - 3569 OAK LAKE DR, PALM HARBOR
Lanai - 3569 OAK LAKE DR, PALM HARBOR
Lanai - 3569 OAK LAKE DR, PALM HARBOR
Living Room - 3569 OAK LAKE DR, PALM HARBOR
Dining / Family Room - 3569 OAK LAKE DR, PALM HARBOR
Dining / Family Room - 3569 OAK LAKE DR, PALM HARBOR
Dining / Family Room - 3569 OAK LAKE DR, PALM HARBOR
Dining Room - 3569 OAK LAKE DR, PALM HARBOR
Living Room - 3569 OAK LAKE DR, PALM HARBOR
Living Room - 3569 OAK LAKE DR, PALM HARBOR
Family Room / Kitchen - 3569 OAK LAKE DR, PALM HARBOR
Primary Bedroom En Suite Bathroom - 3569 OAK LAKE DR, PALM HARBOR
Primary Bedroom - 3569 OAK LAKE DR, PALM HARBOR
Primary Bedroom - 3569 OAK LAKE DR, PALM HARBOR
Guest Bedroom - 3569 OAK LAKE DR, PALM HARBOR
Guest Bedroom - 3569 OAK LAKE DR, PALM HARBOR
Front Porch - 3569 OAK LAKE DR, PALM HARBOR
Single Family Residence at 3569 OAK LAKE DR, PALM HARBOR, photo 29 of 42
Single Family Residence at 3569 OAK LAKE DR, PALM HARBOR, photo 30 of 42
Single Family Residence at 3569 OAK LAKE DR, PALM HARBOR, photo 31 of 42
Bocce - 3569 OAK LAKE DR, PALM HARBOR
Shuffle Board - 3569 OAK LAKE DR, PALM HARBOR
Single Family Residence at 3569 OAK LAKE DR, PALM HARBOR, photo 34 of 42
Single Family Residence at 3569 OAK LAKE DR, PALM HARBOR, photo 35 of 42
Golf INCLUDED - 3569 OAK LAKE DR, PALM HARBOR
Tennis - 3569 OAK LAKE DR, PALM HARBOR
Single Family Residence at 3569 OAK LAKE DR, PALM HARBOR, photo 38 of 42
Single Family Residence at 3569 OAK LAKE DR, PALM HARBOR, photo 39 of 42
Secure Boat & RV Storage and BOAT RAMP - 3569 OAK LAKE DR, PALM HARBOR
Single Family Residence at 3569 OAK LAKE DR, PALM HARBOR, photo 41 of 42
Single Family Residence at 3569 OAK LAKE DR, PALM HARBOR, photo 42 of 42
42 photos

$379,900

3569 OAK LAKE DR
PALM HARBOR, FL 34684
Bedrooms
2
Bathrooms
2
Living area
1,466 sqft
Year built
1987

About this home

One or more photo(s) has been virtually staged. PRICE REDUCTION AND...NEW ROOF to be installed prior to closing with acceptable offer. UPDATED in 2026!!! NEW KITCHEN including quartz countertops, stainless steel appliances, cabinets with soft close doors and drawers! NEW BATHROOMS! NEW CARPET in bedrooms. Welcome to 3569 Oak Lake Drive, a delightful single-family home nestled in the heart of Palm Harbor's esteemed Highland Lakes community. This residence offers a harmonious blend of comfort, style, and active living in one of Florida's most sought-after 55+ neighborhoods. Step inside to discover a spacious split-bedroom floor plan designed for both privacy and comfort. This is basically a 2-bedroom home built within a 3-bedroom floorplan so all the rooms are large. The open-concept living and dining areas are bathed in natural light, creating a warm and inviting atmosphere. The kitchen boasts ample cabinetry and a cozy breakfast nook, perfect for morning coffee. The primary suite features a walk-in closet and an en-suite bathroom, while the second bedroom offers flexibility for guests or a home office. The Florida room provides additional living space, ideal for relaxing or entertaining guests. The landscaped yard offers a serene setting with mature trees and lush greenery. Highland Lakes is renowned for its resort-style amenities… Enjoy free access to three private nine-hole executive golf courses, along with a community pool, tennis, pickleball, bocce ball, and shuffleboard courts. For those who love the water, community pontoon boats offer a relaxing way to explore Lake Tarpon. Feeling creative? Dive into hands-on fun with ceramics, stained glass, and woodworking studios. With over 40 active clubs and complimentary RV and boat storage, there’s something here for everyone to enjoy year-round. Located just minutes from Gulf beaches, shopping, dining, and top-rated medical facilities, 3569 Oak Lake Drive offers the perfect blend of tranquility and convenience. Don't miss this opportunity to enjoy the Florida lifestyle in a vibrant, active community. Close to all the Tampa Bay Area has to offer; Championship golf courses, Tampa International Airport, NHL, NFL, MLB events, Grand Prix, PGA events, fine dining, concerts, parks, biking trails, BMX events, and more. Begin Your Paradise Life Today.

Property details

MLS #
MFRTB8472815
Property type
Single Family Residence
Subdivision
HIGHLAND LAKES UNIT EIGHTEEN
Status
Active
Days on market
232
On market date
February 6, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.16 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HIGHLAND LAKES ELEMENTARY SCHOOL
0.59 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
518
Student:teacher ratio
14.0:1
District
PINELLAS
Middle
JOSEPH L. CARWISE MIDDLE SCHOOL
0.75 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,155
Student:teacher ratio
18.0:1
District
PINELLAS
High
PALM HARBOR UNIVERSITY HIGH
2.89 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,480
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

38
Car-dependent
out of 100
EPA National Walkability Index
5.3 / 20 -- Least walkable
Google Places amenity density
55 / 100
Restaurants & cafes12
Grocery stores0
Parks1
Schools3
Transit stops0
Pharmacies1

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 232 days -- 132 more days than PALM HARBOR's current average of 100 days.
For reference, the median list price across 724 active listings in PALM HARBOR right now is $309,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,438/mo
$75,980 down
$303,920 loan
Principal & interest$1,971
Property tax (est.)$317
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 9 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.