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$899,999

5 RIO VISTA DR
PALM COAST, FL 32137
Listed by Andrew Kalcounos · COASTAL GATEWAY REAL ESTATE GR
Bedrooms
4
Bathrooms
3
Living area
2,810 sqft
Year built
2021

About this home

THE WATERFRONT LUXURY YOU’VE BEEN WAITING FOR — CUSTOM POOL HOME, OUTDOOR OASIS, MARINA ACCESS & EVERY UPGRADE ALREADY DONE. In a market where pristine, move-in-ready homes are becoming harder to find, this exceptional custom-built residence in Marina del Palma rises above the rest. Perfectly positioned inside one of Palm Coast’s most exclusive gated communities, this home delivers a level of craftsmanship, convenience and coastal living that buyers simply cannot duplicate at this price today. Step inside and immediately feel the difference - The open-concept living space is elevated with luxury vinyl plank flooring, plantation shutters and hurricane-impact windows throughout—offering peace of mind, energy efficiency and comfort. The gourmet kitchen is a showstopper with stainless steel gas appliances, a built-in wine refrigerator, a farmhouse sink, wine glass/bottle washer, spacious walk-in pantry AND a massive island designed for gathering and entertaining. A stacked-stone gas fireplace anchors the living area, enhanced by a Habitech surround sound system for a truly immersive atmosphere. The owner’s suite is a private sanctuary with tranquil water views and a spa-inspired bathroom featuring split vanities with granite countertops, an oversized custom-tiled rain shower and an enormous walk-in closet. Two additional first-floor bedrooms—each with their own walk-in closets—provide ideal separation and comfort for family or guests. Upstairs, a fourth bedroom with an en-suite bath, walk-in closet, bonus area and Dolby Atmos wiring creates the perfect zone for visitors, media or a work-from-home retreat. Your outdoor living experience? Next-level. The screened-in pool is accented with a peaceful waterfall feature and breathtaking sunset views. A fully custom outdoor kitchen—complete with a New Age wine refrigerator, stacked-stone detailing, granite counters, and premium built-in grill—sits beneath a gorgeous wood plank ceiling lanai. The outdoor Habitech surround system extends your living space even further, making this the place everyone wants to gather. Every detail is dialed in for modern luxury and low-maintenance living: Seller-owned 250-gallon underground propane tank powering gas appliances, Whole-house Generac generator + manual transfer switch for additional backup, Epoxy-coated garage floors, EV plug, custom shelving & smart MyQ garage control & Professionally designed landscaping, custom outdoor lighting & irrigation well. Living in Marina del Palma means you’re not just buying a home—you’re stepping into a lifestyle. Enjoy a cutting-edge marina with valet-style dry storage where you can request your boat through a mobile app for effortless launching, fueling, and cleaning. Residents also have access to a 3,000 sq. ft. waterfront clubhouse, resort-style pool and hot tub, fitness center, tennis courts, and community dog park. With beautiful beaches, nature trails, boutiques, and top-rated dining just minutes away, this location captures the very best of coastal life. Schedule your private tour today and experience firsthand the unmatched lifestyle that awaits in Marina del Palma.

Highlights

WaterfrontPrivate poolFireplace

Property details

MLS #
MFRFC314203
Property type
Single Family Residence
Subdivision
MARINA DEL PALMA
Status
Active
Days on market
278
On market date
November 19, 2025
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.14 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
OLD KINGS ELEMENTARY SCHOOL
2.37 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,130
Student:teacher ratio
15.9:1
District
FLAGLER
Middle
BUDDY TAYLOR MIDDLE SCHOOL
4.76 mi away · Grades 7-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,022
Student:teacher ratio
19.7:1
District
FLAGLER
High
FLAGLER-PALM COAST HIGH SCHOOL
3.81 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,662
Student:teacher ratio
26.1:1
District
FLAGLER

Walkability

Blended score for PALM COAST's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

21
Car-dependent
out of 100
EPA National Walkability Index
6.3 / 20 -- Below average walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PALM COAST, from live MLS data.

On the market 278 days -- 168 more days than PALM COAST's current average of 110 days.
For reference, the median list price across 1,935 active listings in PALM COAST right now is $352,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$5,570/mo
$180,000 down
$719,999 loan
Principal & interest$4,670
Property tax (est.)$750
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 25, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.