Single Family Residence at 518 Cottage Garden Lane, Belmont
Single Family Residence at 518 Cottage Garden Lane, Belmont, photo 2 of 3
Single Family Residence at 518 Cottage Garden Lane, Belmont, photo 3 of 3
3 photos

$659,000

518 Cottage Garden Lane
Belmont, NC 28012
Listed by Neci Adams · DRB Group of North Carolina, LLC
Bedrooms
5
Bathrooms
4.5
Living area
3,501 sqft
Year built
2026

About this home

Welcome to The Townsend by DRB Homes, a thoughtfully designed 5 Bedroom floor plan with 4.5 Baths that blends timeless style with modern flexibility. With spacious living areas and a variety of personalization, this home is ideal for both everyday comfort and entertaining. The main level features a welcoming entry with a formal dining room, offering a tray ceiling. A separate study provides additional workspace. The open-concept kitchen is a true centerpiece, complete with a large island, butler’s pantry, and generous walk-in pantry, all overlooking the expansive family room with the cozy fireplace. The showstopper for this home is its extended back covered porch for exceptional outdoor living.

Highlights

FireplaceNew construction

Property details

MLS
Canopy MLS
MLS #
CAR4429040
Property type
Single Family Residence
Subdivision
Michaux Gardens
Status
Active
Days on market
7
On market date
September 27, 2026
Stories
N/A
Total bathrooms
4.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
New Hope Elementary
2.99 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
473
Student:teacher ratio
15.8:1
District
Gaston County Schools
Middle
Cramerton Middle
3.84 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
890
Student:teacher ratio
18.9:1
District
Gaston County Schools
High
Gaston Early College High School
12.21 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

24
Car-dependent
out of 100
EPA National Walkability Index
5.3 / 20 -- Least walkable
Google Places amenity density
20 / 100
Restaurants & cafes2
Grocery stores0
Parks3
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 7 days -- 76 fewer days than Belmont's current average of 83 days.
For reference, the median list price across 257 active listings in Belmont right now is $459,000.

Mortgage calculator

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Est. monthly payment
$4,119/mo
$131,800 down
$527,200 loan
Principal & interest$3,419
Property tax (est.)$549
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 12 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.