Single Family Residence at 521 Stowe Road, Belmont
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$575,000

521 Stowe Road
Belmont, NC 28012
Listed by Scott Bauknight · Lifestyle International Realty
Bedrooms
5
Bathrooms
3
Living area
2,946 sqft
Year built
2009

About this home

Space where you need it, updates where they matter, and the Belmont lifestyle close at hand! Welcome to 521 Stowe Road in the Stowe Pointe community, offering 5 bedrooms, 3 full baths, generous gathering spaces, and a flexible two-story layout designed to adapt to the way you live. The main level welcomes you with a covered front porch and spacious entry before opening into a separate dining area, kitchen, breakfast nook, and expansive living room with a gas fireplace. The kitchen features granite countertops, tile backsplash, center island, breakfast bar, and gas cooking, creating an easy connection between meal preparation, dining, and entertaining. A main-level bedroom and full bath offer valuable flexibility for guests, hobbies, work-from-home needs, or additional living space. Upstairs, the primary suite includes a walk-in closet and private bath with dual vanity, soaking tub, and separate shower. Three additional bedrooms, another full bath, upstairs laundry, and an impressive approximately 18'11" x 20'2" sitting room provide even more room to spread out, relax, work, play, or create the space that fits your lifestyle. Step outside to enjoy the deck and fenced backyard, while the corner lot and attached two-car garage add everyday convenience. Several major components have also received recent updates, including a roof installed in 2021, heating and central-air equipment reported as 2026, and an electric water heater reported as 2021. The property is connected to public water and public sewer, and seller disclosures report HOA assessments of $600 annually. Located near Downtown Belmont, local dining and shopping, Stowe Park, Daniel Stowe Conservancy, Lake Wylie-area recreation, and convenient access to I-85 for travel throughout the Charlotte region. Five bedrooms. Three full baths. Flexible living space. Recent major-system updates. And a Belmont location that keeps everyday conveniences and recreation within easy reach. Come see how much 521 Stowe Road has to offer.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4426823
Property type
Single Family Residence
Subdivision
Stowe Pointe
Status
Active
Days on market
17
On market date
September 26, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Belmont Central Elementary
1.67 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
0.73 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
10.98 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

65
Walkable
out of 100
EPA National Walkability Index
10.2 / 20 -- Below average walkable
Google Places amenity density
85 / 100
Restaurants & cafes20
Grocery stores3
Parks5
Schools9
Transit stops0
Pharmacies2

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 17 days -- 66 fewer days than Belmont's current average of 83 days.
For reference, the median list price across 257 active listings in Belmont right now is $459,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,613/mo
$115,000 down
$460,000 loan
Principal & interest$2,984
Property tax (est.)$479
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.