Townhouse at 351 Silver Springs Drive, Banner Elk
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$629,000

351 Silver Springs Drive
Banner Elk, NC 28604
Listed by Cas Vernon · C-21 Mountain Vistas
Bedrooms
2
Bathrooms
2.5
Living area
1,911 sqft
Year built
2006

About this home

Discover refined mountain living in this beautiful and spacious two-bedroom, two-and-a-half-bath townhome, ideally situated in the heart of Banner Elk. Offered fully furnished, this elegant, turnkey retreat seamlessly combines comfort, style, and convenience, making it an ideal full-time residence, weekend getaway, or mountain escape. Vaulted ceilings and an abundance of natural light create an inviting sense of space, while the well-appointed kitchen features granite countertops and new appliances. Step onto the covered deck and unwind while taking in the peaceful beauty of the surrounding mountains, or gather with family and friends for an evening of grilling on the included grill. Roll-down sunscreens provide additional shade and privacy on bright afternoons, allowing you to enjoy this wonderful outdoor living space in comfort. The attached one-car garage offers exceptional convenience and functionality, featuring a built-in workshop with countertops, cabinetry, and yard tool hangers everywhere. Garage also features a convenient drop-down attic access for additional storage. A huge walk-in crawl space provides even more valuable storage and offers exciting potential for future use, limited only by your imagination and applicable requirements. Outside, the beautifully landscaped yard is enhanced by mature trees and shrubs, creating a natural buffer and providing abundant shade and privacy while showcasing beautiful neighborhood and mountain views. The sizable, level backyard offers plenty of space for entertaining and enjoying nature. Centrally located, this exceptional townhome puts you very near to Banner Elk’s charming restaurants, shopping, outdoor recreation, and year-round attractions. With its turnkey furnishings, thoughtful amenities, generous storage, beautiful outdoor spaces, and prime High Country location, this property offers a rare opportunity to embrace a luxurious yet low-maintenance mountain lifestyle. HOA dues cover exterior painting appropriately every 7 years. Painted this year (2026) Roof replacement every 15-20 years (replaced 2021). Bi-WEEKLY yard mowing and maintenance also provided. Garage separation between neighbors means no livable spaces shared for quiet enjoyment

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4426595
Property type
Townhouse
Subdivision
Silver Springs Farm
Status
Active
Days on market
17
On market date
September 18, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
1
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Banner Elk Elementary
1.9 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
172
Student:teacher ratio
12.3:1
District
Avery County Schools
Middle
Cranberry Middle
4.48 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
173
Student:teacher ratio
13.3:1
District
Avery County Schools
High
Avery County High
6.87 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
580
Student:teacher ratio
14.1:1
District
Avery County Schools

Walkability

Blended score for Banner Elk's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

32
Car-dependent
out of 100
EPA National Walkability Index
8.3 / 20 -- Below average walkable
Google Places amenity density
18 / 100
Restaurants & cafes1
Grocery stores1
Parks2
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,938/mo
$125,800 down
$503,200 loan
Principal & interest$3,264
Property tax (est.)$524
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 16 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.