Private waterfront retreat with deep water covered dock. - 8137 Rowe Street, Catawba
Waterfront retreat located down a private drive - 8137 Rowe Street, Catawba
Three car detached garage with new roof in 2026 - 8137 Rowe Street, Catawba
Spacious waterview sunroom - 8137 Rowe Street, Catawba
Updated kitchen with granite countertops, center island and white countertops - 8137 Rowe Street, Catawba
Updated kitchen with granite countertops, center island and white countertops - 8137 Rowe Street, Catawba
Waterfront covered deck with new roof in 2024 - 8137 Rowe Street, Catawba
Private waterfront retreat with deep water covered dock. - 8137 Rowe Street, Catawba
Private waterfront retreat with deep water covered dock. - 8137 Rowe Street, Catawba
Large primary Bedroom on main level - 8137 Rowe Street, Catawba
Primary en-suite bath - 8137 Rowe Street, Catawba
Primary en-suite bath - 8137 Rowe Street, Catawba
Single Family Residence at 8137 Rowe Street, Catawba, photo 13 of 35
Single Family Residence at 8137 Rowe Street, Catawba, photo 14 of 35
new roof in 2024 - 8137 Rowe Street, Catawba
new roof in 2024 - 8137 Rowe Street, Catawba
Single Family Residence at 8137 Rowe Street, Catawba, photo 17 of 35
Spacious waterview sunroom - 8137 Rowe Street, Catawba
Spacious waterview sunroom - 8137 Rowe Street, Catawba
Bedroom 3 - 8137 Rowe Street, Catawba
Bedroom 3 - 8137 Rowe Street, Catawba
Single Family Residence at 8137 Rowe Street, Catawba, photo 22 of 35
1/2 bath on main level - 8137 Rowe Street, Catawba
Spacious waterview sunroom - 8137 Rowe Street, Catawba
Spacious waterview sunroom - 8137 Rowe Street, Catawba
Single Family Residence at 8137 Rowe Street, Catawba, photo 26 of 35
Spacious waterview sunroom - 8137 Rowe Street, Catawba
Updated kitchen with granite countertops, center island and white countertops - 8137 Rowe Street, Catawba
Updated kitchen with granite countertops, center island and white countertops - 8137 Rowe Street, Catawba
Three car detached garage with new roof in 2026 - 8137 Rowe Street, Catawba
Check out our virtual tour - 8137 Rowe Street, Catawba
Single Family Residence at 8137 Rowe Street, Catawba, photo 32 of 35
Single Family Residence at 8137 Rowe Street, Catawba, photo 33 of 35
new roof in 2024 - 8137 Rowe Street, Catawba
Pier Permit - 8137 Rowe Street, Catawba
35 photos

$850,000

8137 Rowe Street
Catawba, NC 28609
Listed by Rachel Fortune · Charity Realty
Bedrooms
3
Bathrooms
2.5
Living area
2,600 sqft
Year built
1997

About this home

Welcome to your own private Lake Norman waterfront retreat! This move-in-ready home offers the rare combination of year-round deep water, a covered dock with boat slip, a private 1.29 acre waterfront setting, and a detached 3-car garage—all for under $900,000. Enjoy lake living from multiple vantage points, with beautiful water views from the spacious sunroom, covered waterfront deck, and outdoor living areas. The covered dock provides a dedicated place for your boat and easy access to the lake, making it simple to spend your days boating, fishing, swimming, or simply enjoying the water. Inside, the home offers 3 bedrooms, 2.5 baths, a main-level primary suite, and comfortable living spaces designed to take advantage of the waterfront setting. The finished sunroom provides additional living space and a wonderful spot to enjoy the changing seasons and lake views. Upstairs, flexible bonus and recreation spaces provide room for guests, hobbies, a home office, or a playroom. The detached 3-car garage adds an exceptional amount of utility and storage for vehicles, boats, lake equipment, recreational gear, or a workshop—an especially valuable feature for waterfront living. Numerous recent improvements provide additional peace of mind, including a new roof in 2024, new HVAC in 2025, and a 2024 replacement of the dock roof. If you've been searching for a Lake Norman property where deep water, boating access, privacy, outdoor living, and practical storage come together, this one deserves a look. Come experience the waterfront setting and see why properties offering this combination are so hard to find.

Property details

MLS
Canopy MLS
MLS #
CAR4416052
Property type
Single Family Residence
Subdivision
Old Mill
Status
Active
Days on market
4
On market date
September 8, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
3
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Catawba Elementary School
6.13 mi away · Grades -1-6
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
406
Student:teacher ratio
12.3:1
District
Catawba County Schools
Middle
Mill Creek Middle
6.05 mi away · Grades 7-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
420
Student:teacher ratio
16.8:1
District
Catawba County Schools
High
Bandys High
5.91 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
791
Student:teacher ratio
18.0:1
District
Catawba County Schools

Walkability

Blended score for Catawba's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

11
Very car-dependent
out of 100
EPA National Walkability Index
3.7 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$5,269/mo
$170,000 down
$680,000 loan
Principal & interest$4,410
Property tax (est.)$708
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated September 12, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.