Front of home - 702 5th Street, Spencer
Welcome - 702 5th Street, Spencer
Front door access - 702 5th Street, Spencer
Front sitting porch - 702 5th Street, Spencer
Front sitting porch - 702 5th Street, Spencer
Front porch swing - 702 5th Street, Spencer
Front sitting porch - 702 5th Street, Spencer
Rear of home - 702 5th Street, Spencer
Outdoor patio - 702 5th Street, Spencer
Side of home - 702 5th Street, Spencer
Side of home - 702 5th Street, Spencer
Private parking area - 702 5th Street, Spencer
Parking area access - 702 5th Street, Spencer
Storage building - 702 5th Street, Spencer
Fenced backyard and parking - 702 5th Street, Spencer
Fenced backyard - 702 5th Street, Spencer
Fenced backyard - 702 5th Street, Spencer
Aerial view - 702 5th Street, Spencer
Living room - 702 5th Street, Spencer
Living room - 702 5th Street, Spencer
Living room - 702 5th Street, Spencer
Kitchen - 702 5th Street, Spencer
Kitchen - 702 5th Street, Spencer
Kitchen - 702 5th Street, Spencer
Kitchen - 702 5th Street, Spencer
Kitchen - 702 5th Street, Spencer
Dining room - 702 5th Street, Spencer
Dining room - 702 5th Street, Spencer
Dining room - 702 5th Street, Spencer
Dining room - 702 5th Street, Spencer
Bathroom - 702 5th Street, Spencer
Primary bedroom - 702 5th Street, Spencer
Primary bedroom - 702 5th Street, Spencer
Primary bedroom - 702 5th Street, Spencer
Primary bedroom - 702 5th Street, Spencer
Second bedroom - 702 5th Street, Spencer
Second bedroom - 702 5th Street, Spencer
Second bedroom - 702 5th Street, Spencer
Coat and shoes area - 702 5th Street, Spencer
Coat and shoes area - 702 5th Street, Spencer
Laundry area - 702 5th Street, Spencer
Rear entry - 702 5th Street, Spencer
42 photos

$225,000

702 5th Street
Spencer, NC 28159
Listed by Michael Board · Century 21 Towne and Country
Bedrooms
2
Bathrooms
1
Living area
1,264 sqft
Year built
1920

About this home

Step into this beautifully renovated 1920s home in the heart of Spencer, where timeless character meets modern comfort. Thoughtfully updated around 2022, this move-in ready residence welcomes you with a charming covered front porch and an inviting interior featuring updated flooring throughout. The stylish kitchen was completely remodeled with new cabinetry, granite countertops, and modern appliances, while the bathroom was also tastefully renovated. Major updates include replacement windows and exterior doors, along with an electric central heating and air system for year-round comfort and energy efficiency. A convenient laundry room is ideally located between the kitchen and bath. Outside, you'll find a rear concrete patio perfect for relaxing or entertaining, plus a gravel parking area accessed from the rear alley in addition to front street parking. The low-maintenance vinyl exterior adds to the home's appeal. Perfect for someone looking to downsize, a starter home, or additional rental income. Don't miss this opportunity to own a beautifully updated home that combines the charm of a bygone era with the peace of mind and convenience of modern upgrades.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4413894
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
53
On market date
August 14, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
North Rowan Elementary
0.9 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
1.9
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: F (2025)
Enrollment
400
Student:teacher ratio
12.9:1
District
Rowan-Salisbury Schools
Middle
North Rowan Middle
0.84 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
476
Student:teacher ratio
15.4:1
District
Rowan-Salisbury Schools
High
North Rowan High
0.59 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
559
Student:teacher ratio
14.7:1
District
Rowan-Salisbury Schools

Walkability

Blended score for Spencer's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

47
Somewhat walkable
out of 100
EPA National Walkability Index
4.3 / 20 -- Least walkable
Google Places amenity density
85 / 100
Restaurants & cafes8
Grocery stores5
Parks7
Schools5
Transit stops4
Pharmacies1

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,505/mo
$45,000 down
$180,000 loan
Principal & interest$1,167
Property tax (est.)$188
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 15 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.