front - 704 4th Street, Spencer
right side - 704 4th Street, Spencer
front - 704 4th Street, Spencer
front - 704 4th Street, Spencer
left - 704 4th Street, Spencer
porch - 704 4th Street, Spencer
porch - 704 4th Street, Spencer
porch - 704 4th Street, Spencer
living room - 704 4th Street, Spencer
living room - 704 4th Street, Spencer
living room - 704 4th Street, Spencer
dining - 704 4th Street, Spencer
dining room - 704 4th Street, Spencer
living room - 704 4th Street, Spencer
bedroom 1 - 704 4th Street, Spencer
Single Family Residence at 704 4th Street, Spencer, photo 16 of 48
Single Family Residence at 704 4th Street, Spencer, photo 17 of 48
Single Family Residence at 704 4th Street, Spencer, photo 18 of 48
kitchen - 704 4th Street, Spencer
kitchen - 704 4th Street, Spencer
kitchen - 704 4th Street, Spencer
kitchen - 704 4th Street, Spencer
kitchen - 704 4th Street, Spencer
kitchen - 704 4th Street, Spencer
kitchen - 704 4th Street, Spencer
laundry room - 704 4th Street, Spencer
bedroom 1 - 704 4th Street, Spencer
bedroom - 704 4th Street, Spencer
bedroom - 704 4th Street, Spencer
bathroom - 704 4th Street, Spencer
bathroom - 704 4th Street, Spencer
bathroom - 704 4th Street, Spencer
hallway - 704 4th Street, Spencer
bedroom 2 - 704 4th Street, Spencer
bedroom 2 - 704 4th Street, Spencer
bedroom 3 - 704 4th Street, Spencer
bedroom - 704 4th Street, Spencer
bedroom - 704 4th Street, Spencer
hallway - 704 4th Street, Spencer
Single Family Residence at 704 4th Street, Spencer, photo 40 of 48
deck - 704 4th Street, Spencer
deck - 704 4th Street, Spencer
deck - 704 4th Street, Spencer
yard - 704 4th Street, Spencer
yard - 704 4th Street, Spencer
yard - 704 4th Street, Spencer
yard - 704 4th Street, Spencer
yard - 704 4th Street, Spencer
48 photos

$229,900

704 4th Street
Spencer, NC 28159
Listed by Joy Jutmaan · Premier Real Estate Team Inc.
Bedrooms
3
Bathrooms
1
Living area
1,618 sqft
Year built
1925

About this home

Welcome to this beautifully renovated 3-bedroom, 1-bath home in Spencer, offering wonderful historic charm with refreshed modern finishes. The home features high ceilings, new flooring, fresh interior paint, new ceiling fans, updated ceiling finishes, and extensive interior remodeling throughout. Major improvements include new roof shingles, a new/updated deck, remodeled bathroom, new appliances, new gas water heater, many replaced windows, and all doors replaced or updated. Exterior improvements include fresh exterior paint, updated soffit, siding repairs and finishing, and additional exterior improvements. This home combines the character of an older Spencer home with many significant updates already completed. Move-in ready and full of charm—come see everything 704 4th St has to offer!

Property details

MLS
Canopy MLS
MLS #
CAR4424470
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
1
On market date
September 18, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
North Rowan Elementary
0.79 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
1.9
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: F (2025)
Enrollment
400
Student:teacher ratio
12.9:1
District
Rowan-Salisbury Schools
Middle
North Rowan Middle
0.73 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
476
Student:teacher ratio
15.4:1
District
Rowan-Salisbury Schools
High
North Rowan High
0.48 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
559
Student:teacher ratio
14.7:1
District
Rowan-Salisbury Schools

Walkability

Blended score for Spencer's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

47
Somewhat walkable
out of 100
EPA National Walkability Index
4.3 / 20 -- Least walkable
Google Places amenity density
85 / 100
Restaurants & cafes8
Grocery stores5
Parks7
Schools5
Transit stops4
Pharmacies1

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,534/mo
$45,980 down
$183,920 loan
Principal & interest$1,193
Property tax (est.)$192
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 28 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.