Single Family Residence at 902 4th Street, Spencer
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24 photos

$225,000

902 4th Street
Spencer, NC 28159
Listed by Jordan Caldwell · Costello Real Estate and Investments LLC
Bedrooms
3
Bathrooms
2
Living area
1,097 sqft
Year built
2022

About this home

Welcome to 902 4th St in Spencer! Built in 2022, this beautiful 3-bedroom, 2-bath home offers modern finishes and like-new appliances throughout. Vaulted ceilings and abundant natural light create a bright, spacious feel, while the open floorplan seamlessly connects the living room and kitchen. The kitchen features granite countertops and plenty of space for everyday living and entertaining. The primary suite includes a private ensuite bathroom and his-and-her closets for ample storage. Two additional bedrooms and a nicely sized living area complete this move-in-ready home that blends comfort, style, and functionality.

Property details

MLS
Canopy MLS
MLS #
CAR4412086
Property type
Single Family Residence
Subdivision
none
Status
Active
Days on market
69
On market date
August 6, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
North Rowan Elementary
0.76 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
1.9
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: F (2025)
Enrollment
400
Student:teacher ratio
12.9:1
District
Rowan-Salisbury Schools
Middle
North Rowan Middle
0.67 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
476
Student:teacher ratio
15.4:1
District
Rowan-Salisbury Schools
High
North Rowan High
0.51 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
559
Student:teacher ratio
14.7:1
District
Rowan-Salisbury Schools

Walkability

Blended score for Spencer's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

47
Somewhat walkable
out of 100
EPA National Walkability Index
4.3 / 20 -- Least walkable
Google Places amenity density
85 / 100
Restaurants & cafes8
Grocery stores5
Parks7
Schools5
Transit stops4
Pharmacies1

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,505/mo
$45,000 down
$180,000 loan
Principal & interest$1,167
Property tax (est.)$188
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 7 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.