Aerial view showcasing the lake-facing side of the property, including the boathouse, turfed grounds, lower-level patio, decks, and walls of glass - 123 Cove Point, Mount Gilead
Front exterior with a white oak pivot door, expansive glass windows, and the three-car garage with a bonus suite above - 123 Cove Point, Mount Gilead
Aerial view showcasing the lake-facing side of the property, including the turfed grounds, lower-level patio, decks, and walls of glass - 123 Cove Point, Mount Gilead
Dramatic foyer with soaring 33' ceiling and a pivoting white oak door (main level) - 123 Cove Point, Mount Gilead
Great room with 33' ceiling, floor-to-ceiling glass, a lounge area, and a dining area (main level) - 123 Cove Point, Mount Gilead
Great room with 33' ceiling, floor-to-ceiling glass, a lounge area, and a dining area (main level) - 123 Cove Point, Mount Gilead
Great room with 33' ceiling, floor-to-ceiling glass, a lounge area, and a dining area (main level) - 123 Cove Point, Mount Gilead
Chef's kitchen with a leathered quartzite island, premium appliances, butler's area, and scullery (main level - 123 Cove Point, Mount Gilead
Chef's kitchen with a leathered quartzite island, premium appliances, butler's area, and scullery (main level - 123 Cove Point, Mount Gilead
Chef's kitchen with a leathered quartzite island, premium appliances, butler's area, and scullery (main level - 123 Cove Point, Mount Gilead
Chef's kitchen with a leathered quartzite island, premium appliances, butler's area, and scullery (main level - 123 Cove Point, Mount Gilead
Scullery with dual wine fridges, an extra prep sink, and custom cabinetry (main level) - 123 Cove Point, Mount Gilead
Living room lounge centered around a three-sided glass fireplace with Venetian plaster (main level) - 123 Cove Point, Mount Gilead
Living room lounge centered around a three-sided glass fireplace with Venetian plaster (main level) - 123 Cove Point, Mount Gilead
Mini-bar area with quartzite counters and a beverage refrigerator (main level) - 123 Cove Point, Mount Gilead
Elevator connecting all three floors (photo shows the main level access point off the living room) - 123 Cove Point, Mount Gilead
Main-level office with a built-in desk, cabinetry, and a sliding barn door (main level) - 123 Cove Point, Mount Gilead
Screened-in deck with two motorized screens for sun protection and heat retention (main level) - 123 Cove Point, Mount Gilead
Primary bedroom with vaulted white oak ceiling, a suspended gas fireplace, and a private deck (upper level) - 123 Cove Point, Mount Gilead
Primary bedroom with vaulted white oak ceiling, a suspended gas fireplace, and a private deck (upper level) - 123 Cove Point, Mount Gilead
Primary bedroom with vaulted white oak ceiling, a suspended gas fireplace, and a private deck (upper level) - 123 Cove Point, Mount Gilead
Primary bath with a walk-through shower, a 600-lb. concrete soaking tub, dual floating vanities, a cosmetic station, and dual private water closets (upper level) - 123 Cove Point, Mount Gilead
Primary bath with a walk-through shower, a 600-lb. concrete soaking tub, dual floating vanities, a cosmetic station, and dual private water closets (upper level) - 123 Cove Point, Mount Gilead
Primary bath with a walk-through shower, a 600-lb. concrete soaking tub, dual floating vanities, a cosmetic station, and dual private water closets (upper level) - 123 Cove Point, Mount Gilead
Her closet featuring a high-end organizational system, a steam closet appliance, marble island, and lounge area with custom built-ins (upper level) - 123 Cove Point, Mount Gilead
Her closet featuring a high-end organizational system, a steam closet appliance, marble island, and lounge area with custom built-ins (upper level) - 123 Cove Point, Mount Gilead
Laundry room connecting his and her closets featuring marble counters, custom cabinetry, a folding area, and a sink (upper level) - 123 Cove Point, Mount Gilead
His closet with a high-end organizational system, quartzite-topped island, and attic access (upper level) - 123 Cove Point, Mount Gilead
His closet with a high-end organizational system, quartzite-topped island, and attic access (upper level) - 123 Cove Point, Mount Gilead
Living room centered around a 72" fireplace with a built-in bar, pool table, game table, and access to the lower level patio (lower level) - 123 Cove Point, Mount Gilead
Living room centered around a 72" fireplace with a built-in bar, pool table, game table, and access to the lower level patio (lower level) - 123 Cove Point, Mount Gilead
Living room centered around a 72" fireplace with a built-in bar, pool table, game table, and access to the lower level patio (lower level) - 123 Cove Point, Mount Gilead
Living room centered around a 72" fireplace with a built-in bar, pool table, game table, and access to the lower level patio (lower level) - 123 Cove Point, Mount Gilead
Living room centered around a 72" fireplace with a built-in bar, pool table, game table, and access to the lower level patio (lower level) - 123 Cove Point, Mount Gilead
Guest bedroom with a walk-in closet and sliding doors to the patio (lower level) - 123 Cove Point, Mount Gilead
Guest bath with a walk-in glass shower and a custom marble vanity (lower level) - 123 Cove Point, Mount Gilead
Guest bedroom with a double-door closet and custom fabric wallpaper accents (lower level) - 123 Cove Point, Mount Gilead
Bunk room with four built-in beds (lower level) - 123 Cove Point, Mount Gilead
Guest bath with a custom tub and shower combination in black soapstone (lower level) - 123 Cove Point, Mount Gilead
Laundry room with soft-close cabinetry and a dedicated wet sink (lower level) - 123 Cove Point, Mount Gilead
Bonus suite located above the garage with a wet bar and full, ideal or an additional guest bedroom, home office, exercise studio, or media room (upper level above the garage) - 123 Cove Point, Mount Gilead
Bonus suite located above the garage with a wet bar and full, ideal or an additional guest bedroom, home office, exercise studio, or media room (upper level above the garage) - 123 Cove Point, Mount Gilead
Bonus suite located above the garage with a wet bar and full, ideal or an additional guest bedroom, home office, exercise studio, or media room (upper level above the garage) - 123 Cove Point, Mount Gilead
Covered patio lounge area with a ceiling fan (lower level patio) - 123 Cove Point, Mount Gilead
Outdoor kitchen featuring a pizza oven, Big Green Egg, Yoder smoker, and zinc-top table (lower level patio) - 123 Cove Point, Mount Gilead
Stone patio with a 35' seat wall surrounding a gas fire pit for evening gatherings overlooking Lake Tillery - 123 Cove Point, Mount Gilead
Boathouse with a 2023 22’ Barletta Pontoon boat, boat lift, lounge area, paddleboards, and storage closet - 123 Cove Point, Mount Gilead
Aerial view of the front exterior with the lake beyond - 123 Cove Point, Mount Gilead
48 photos

$12,950,000

123 Cove Point
Mount Gilead, NC 27306
Listed by Liza Caminiti · Ivester Jackson Christie's
Bedrooms
5
Bathrooms
5.5
Living area
8,141 sqft
Year built
2024

About this home

Set on the point of a peninsula within a gated community, this custom-built modern estate is Lake Tillery's premier offering, a three-story masterpiece where every room frames picturesque lake views. Sold fully furnished with designer pieces and luxury finishes throughout, the home blends dramatic architectural details with resort-caliber outdoor living for a truly rare, move-in-ready waterfront property. A pivoting white oak front door opens beneath a foyer with a soaring 33' ceiling, setting the tone for the great room beyond, where floor-to-ceiling glass fills the home with natural light. A floating white oak staircase rises through all three levels, with an elevator also serving each floor. The kitchen is a study in craftsmanship, anchored by leathered quartzite countertops, a five-burner range with dual ovens, dual Miele dishwashers, a Sub-Zero refrigerator and separate freezer, and an oversized island with seating for five and hidden storage. A scullery extends the space with an additional prep sink, two Sub-Zero wine fridges, and custom cabinetry, keeping the primary kitchen pristine for entertaining. The great room centers around a three-sided glass fireplace with faux Venetian plaster reinforced by steel beams. Nearby, the living room offers a relaxed lounge space, which flows through a minibar area into the office, offering a quiet space to work from home. Outside, the main level flows through walls of glass to the expansive main-level deck, which includes a dining area, seated lounge area, and a covered porch with two motorized screen options: mesh screens for sun protection and clear vinyl screens for heat retention in the winter. The primary suite occupies its own wing on the upper level, with vaulted white oak ceilings, a suspended Gyrofocus gas fireplace, and a private deck overlooking the lake. Its ensuite bath is a retreat unto itself, with dual floating vanities, a cosmetic station, heated flooring that is customizable on each side, an oversized walk-in shower built for two, a freestanding concrete soaking tub, and dual private water closets. Across the upper-level catwalk, the dedicated closet wing offers her and his closets, each with high-end organizational systems, designer lighting, and centerpiece islands, alongside a powder room and a fully equipped laundry room with custom cabinetry, marble countertops, and a sink. The lower level opens to a resort-style living room centered around a 72" gas fireplace, plus a full bar area, a pool table, a game table, multiple storage rooms, and a drop zone for effortless organization. A bunk room, two additional guest bedrooms, and two guest baths round out the lower level. Through the drop zone off the kitchen, the three-car garage with epoxy flooring is paired with an upper-level bonus suite, a flexible space suited for an additional guest bedroom, home office, exercise studio, or media room, complete with its own wet bar and guest bath. Outdoor amenities elevate this property beyond compare. The lower-level covered patio extends the entertaining space outdoors with a lounge area and a full summer kitchen, featuring a pizza oven, a Big Green Egg, a Yoder smoker, and a zinc-top table with seating for ten, along with an outdoor shower for rinsing off after a day on the water. Stone patios, walkways, and a sweeping stone seat wall create gathering spaces across the grounds, set against synthetic turf and landscape lighting. Along the 411’ of private shoreline, a private boathouse offers its own lounge area, an enclosed storage space, and a boat lift, complete with a 2023 22' Barletta pontoon boat that conveys with the home, making lake access as effortless as the rest of the property. This Lake Tillery estate offers convenient access to nearby marinas and the Tillery Tradition Country Club, and sits roughly an hour and twenty minutes to both Uptown Charlotte and Charlotte Douglas International Airport, offering rare seclusion without sacrificing convenience.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4408189
Property type
Single Family Residence
Subdivision
The Landing
Status
Active
Days on market
2
On market date
August 16, 2026
Stories
N/A
Total bathrooms
5.5
Garage spaces
3
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Mount Gilead Elementary
5.97 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
1.9
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: F (2025)
Enrollment
208
Student:teacher ratio
13.9:1
District
Montgomery County Schools
Middle
West Middle
9.42 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
354
Student:teacher ratio
14.8:1
District
Montgomery County Schools
High
South Stanly High
4.38 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
459
Student:teacher ratio
16.4:1
District
Stanly County Schools

Walkability

Blended score for Mount Gilead's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

11
Very car-dependent
out of 100
EPA National Walkability Index
3.7 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

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Est. monthly payment
$78,136/mo
$2,590,000 down
$10,360,000 loan
Principal & interest$67,195
Property tax (est.)$10,792
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated August 18, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.