Duplex at 101/103 Baldwin Avenue, Spencer
Duplex at 101/103 Baldwin Avenue, Spencer, photo 2 of 10
Duplex at 101/103 Baldwin Avenue, Spencer, photo 3 of 10
Duplex at 101/103 Baldwin Avenue, Spencer, photo 4 of 10
Duplex at 101/103 Baldwin Avenue, Spencer, photo 5 of 10
Duplex at 101/103 Baldwin Avenue, Spencer, photo 6 of 10
Duplex at 101/103 Baldwin Avenue, Spencer, photo 7 of 10
Duplex at 101/103 Baldwin Avenue, Spencer, photo 8 of 10
Duplex at 101/103 Baldwin Avenue, Spencer, photo 9 of 10
Duplex at 101/103 Baldwin Avenue, Spencer, photo 10 of 10
10 photos

$448,900

101/103 Baldwin Avenue
Spencer, NC 28159
Listed by Brett Metcalf · RJR Real Estate Group, Inc
Bedrooms
6
Bathrooms
5
Living area
2,610 sqft
Year built
2026

About this home

**SELLER OFFERING $10,000 IN CREDIT that can be used toward closing or rate buydown!!** Each side of this well-designed duplex features a spacious, mirror-image floor plan with 3 bedrooms, 2.5 bathrooms, private entrances, and a functional two-story layout. The main level offers an open-concept living and dining area, a modern kitchen with island and pantry, a convenient half bath, laundry area, and access to a rear patio. Upstairs, you'll find three generously sized bedrooms, including a primary suite with private bath, plus a second full bathroom and ample closet space. Whether you're expanding your investment portfolio or looking to house hack by living in one unit while renting the other, this low-maintenance duplex offers strong rental appeal, practical layouts, and excellent income-producing potential. **Note - Still under construction, nearly complete. Should have CO approximately 9/25.

Highlights

New construction

Property details

MLS
Canopy MLS
MLS #
CAR4405982
Property type
Duplex
Subdivision
N/A
Status
Active
Days on market
83
On market date
July 21, 2026
Stories
N/A
Total bathrooms
5
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
North Rowan Elementary
0.73 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
1.9
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: F (2025)
Enrollment
400
Student:teacher ratio
12.9:1
District
Rowan-Salisbury Schools
Middle
North Rowan Middle
0.66 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
476
Student:teacher ratio
15.4:1
District
Rowan-Salisbury Schools
High
North Rowan High
0.44 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
559
Student:teacher ratio
14.7:1
District
Rowan-Salisbury Schools

Walkability

Blended score for Spencer's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

47
Somewhat walkable
out of 100
EPA National Walkability Index
4.3 / 20 -- Least walkable
Google Places amenity density
85 / 100
Restaurants & cafes8
Grocery stores5
Parks7
Schools5
Transit stops4
Pharmacies1

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$2,853/mo
$89,780 down
$359,120 loan
Principal & interest$2,329
Property tax (est.)$374
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 8 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.