Private/Protected Cove with Direct Access to Lake Norman Main Channel - 1147 Whispering Winds Drive, Catawba
Private/Protected Cove with Direct Access to Lake Norman Main Channel - 1147 Whispering Winds Drive, Catawba
Barndominion Accessory Structure with Open Kitchen/Living/Dining, 1 Bedroom and 1 Full Bath, and an Oversized Garage/Workspace - 1147 Whispering Winds Drive, Catawba
Barndominion Accessory Structure view with Lot Improvements including Grading, Retaining Walls, Culvert Draining and More - 1147 Whispering Winds Drive, Catawba
Arial View of Property and Waterfront Lot with Prepped Future Homesite - 1147 Whispering Winds Drive, Catawba
Arial View of Property and Waterfront Lot with Prepared Future Homesite - 1147 Whispering Winds Drive, Catawba
Ground Level View of Prepared Future Homesite - 1147 Whispering Winds Drive, Catawba
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$3,500,000

1147 Whispering Winds Drive
Catawba, NC 28609
Listed by Jeremy Toney · SERHANT
Bedrooms
1
Bathrooms
1
Living area
700 sqft
Year built
2023

About this home

Seller financing available, with lease-purchase options considered! An exceptional opportunity to acquire approximately 12.77 private acres on Lake Norman with flexible purchase options, existing improvements, and the opportunity to create a custom waterfront estate. Offered together, 1147 and 1150 Whispering Winds Drive combine approximately 9.26 acres of improved land with an adjoining 3.51-acre waterfront homesite, creating a distinctive estate offering with immediate usability and significant future possibilities. Tucked behind a gated entrance at the end of Whispering Winds Drive, the property unfolds across gently rolling, predominantly wooded acreage with established trails, a year-round creek, abundant wildlife, and approximately 213 feet of riprapped Lake Norman shoreline transitioning into a continuously flowing creek that forms part of the property’s boundary. Long water views, immediate access to the main channel, and adjoining subdivision common area provide additional natural separation. A thoughtfully cleared waterfront homesite has already been established for a future custom primary waterfront residence. Completed in 2023, the approximately 700-square-foot accessory residence offers one bedroom, one full bathroom, an open kitchen, dining, and living area, and its own existing well and septic system. Complementing the residence is an approximately 1,800-square-foot insulated garage and workshop featuring approximately 14-foot ceilings, two 12-by-12-foot overhead doors, polyurea epoxy flooring, custom cabinetry, utility improvements, and generous storage. Additional improvements include covered storage, a separate storage building, a concrete wash pad, and a 500-gallon propane tank. The adjoining waterfront parcel benefits from an active, transferable four-bedroom septic improvement permit for a future primary residence; the associated septic system has not been installed. A private dock with boat lift provides access to Lake Norman, although electrical service is not currently connected to the lift. With no HOA, no CCRs, existing infrastructure, and a setting that combines substantial acreage with waterfront access, Whispering Winds Estate offers the ability to enjoy the property today while planning its next chapter. Seller financing and lease-purchase options provide additional purchase flexibility, subject to mutually acceptable terms and seller approval.

Property details

MLS
Canopy MLS
MLS #
CAR4405476
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
82
On market date
July 24, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Catawba Elementary School
6.16 mi away · Grades -1-6
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
406
Student:teacher ratio
12.3:1
District
Catawba County Schools
Middle
Mill Creek Middle
6.63 mi away · Grades 7-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
420
Student:teacher ratio
16.8:1
District
Catawba County Schools
High
Bandys High
6.54 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
791
Student:teacher ratio
18.0:1
District
Catawba County Schools

Walkability

Blended score for Catawba's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

11
Very car-dependent
out of 100
EPA National Walkability Index
3.7 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$21,227/mo
$700,000 down
$2,800,000 loan
Principal & interest$18,161
Property tax (est.)$2,917
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 7 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.