INNOVATE Real Estate
Lot at Belmont
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$450,000

Belmont, NC 28012
Listed by Debbie Scarborough · Keller Williams Ballantyne Area
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Beautiful waterfront lot in Reflection Bay, a gated Lake Wylie community in Belmont. Build your dream home and enjoy water views, a clubhouse, community pool, and a prime location just minutes from downtown Belmont's shopping, dining, and parks.

Property details

MLS #
CAR4398211
Property type
Lot
Subdivision
Reflection Pointe
Status
Active
Days on market
11
On market date
June 26, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Belmont Central Elementary
6.04 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
4.45 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
14.23 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

30
Car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 11 days -- 70 fewer days than Belmont's current average of 81 days.
For reference, the median list price across 188 active listings in Belmont right now is $441,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,860/mo
$90,000 down
$360,000 loan
Principal & interest$2,335
Property tax (est.)$375
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated July 7, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.