Lot at Belmont
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VIEW LEFT - Belmont
STREET VIEW - Belmont
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LOT INTERIOR VIEW - Belmont
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$490,000

Belmont, NC 28012
Listed by Jeff Moll · Keller Williams Ballantyne Area
Bedrooms
N/A
Bathrooms
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Living area
N/A
Year built
N/A

About this home

Experience unparalleled Lake Wylie waterfront living on this premier .47-acre dockable lot situated on the main body of the lake. Featuring expansive, permanent lake views that will never be obstructed, this rare homesite is perfectly suited for walkout basement construction. As one of the few remaining opportunities on Lake Pointe Drive, this property offers incredible flexibility with no initial build time requirements. Whether you choose from the community’s preferred builder list or bring your own qualified custom builder, you can design a residence that meets the minimum 2,000 HLA for a 1-story or 2,400 HLA for a two-story home. The Reflection Pointe community provides a resort-style lifestyle with an extensive amenity package, including a clubhouse, swimming pool, tennis courts, and a waterfront pavilion with a community beach. Residents enjoy paved walking paths, a recreation field, fountained ponds, and a marina area. Ideally located for both relaxation and convenience, the lot is just 10 minutes from Downtown Belmont’s popular breweries and retail, 20 minutes from Charlotte Douglas International Airport, and only 30 minutes from Uptown Charlotte. This is a must-see for buyers seeking a dockable waterfront lot with wide-water views in a prime North Carolina location.

Property details

MLS #
CAR4261150
Property type
Lot
Subdivision
Reflection Pointe
Status
Active
Days on market
373
On market date
May 23, 2025
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Belmont Central Elementary
6.33 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
4.71 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
14.58 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

30
Car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 373 days -- 292 more days than Belmont's current average of 81 days.
For reference, the median list price across 188 active listings in Belmont right now is $441,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,101/mo
$98,000 down
$392,000 loan
Principal & interest$2,543
Property tax (est.)$408
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 1, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.