Cozy quaint and charming - 413 Terrace Drive, Chimney Rock
Low Maintenance Metal roof - 413 Terrace Drive, Chimney Rock
Airbnb Vacation Rental - 413 Terrace Drive, Chimney Rock
Welcome Home! - 413 Terrace Drive, Chimney Rock
Flat Off Street Parking - 413 Terrace Drive, Chimney Rock
Gorgeous Fall and winter views of Chimney rock - 413 Terrace Drive, Chimney Rock
Stackable Washer & Dryer Nook - 413 Terrace Drive, Chimney Rock
Galley Kitchen with stainless appliances - 413 Terrace Drive, Chimney Rock
Warm, stained wood plank ceiling - 413 Terrace Drive, Chimney Rock
Updated full hall bath has walk-in corner shower, updated vanity and toilet - 413 Terrace Drive, Chimney Rock
Primary suite has an attached half bathroom - 413 Terrace Drive, Chimney Rock
Half Bath off Primary - 413 Terrace Drive, Chimney Rock
Guest Bedroom - 413 Terrace Drive, Chimney Rock
Ceiling fans in bedrooms - 413 Terrace Drive, Chimney Rock
Cozy Dining off kitchen - 413 Terrace Drive, Chimney Rock
Cute and rustic - 413 Terrace Drive, Chimney Rock
Front Door opens to Living Room - 413 Terrace Drive, Chimney Rock
Vinyl plank flooring - 413 Terrace Drive, Chimney Rock
Some Rooms have original wood flooring - 413 Terrace Drive, Chimney Rock
Front sunroom with deck - 413 Terrace Drive, Chimney Rock
Patio with area to dine al fresco - 413 Terrace Drive, Chimney Rock
21 photos

$399,000

413 Terrace Drive
Chimney Rock, NC 28720
Listed by Laura Moye · Mosaic Community Lifestyle Realty
Bedrooms
2
Bathrooms
1.5
Living area
734 sqft
Year built
1940

About this home

Tucked away in the heart of Chimney Rock Village, this charming, updated and cozy 1940s cottage offers the perfect blend of vintage character and modern comfort. Ideally located just above Main Street, the home is approximately 0.4 mile from downtown Chimney Rock and only one mile from Lake Lure Beach, putting shops, restaurants, and outdoor recreation a short stroll away. The updated galley kitchen features butcher block countertops and stainless steel appliances, while the updated full bathroom and refreshed half bathroom add modern convenience. A bright front sunroom provides a welcoming space for relaxing and taking in the surrounding mountain atmosphere. The inviting living room features a gas fireplace, creating a warm and comfortable gathering space, and the main level also offers a convenient laundry nook. Outside, a deck and patio provide room for entertaining or simply enjoying the peaceful mountain setting. Situated on a corner lot with seasonal fall and winter views of Chimney Rock, this two-bedroom cottage is full of charm and versatility. Whether you’re looking for a primary residence, a mountain getaway, or an income-producing short-term rental, this delightful cozy property offers an ideal location and plenty of possibilities.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4392061
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
1
On market date
October 6, 2026
Stories
N/A
Total bathrooms
1.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Pinnacle Elementary School
13.27 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
233
Student:teacher ratio
13.7:1
District
Rutherford County Schools
Middle
R-S Middle School
17.44 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
603
Student:teacher ratio
14.4:1
District
Rutherford County Schools
High
R-S Central High School
15.59 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
769
Student:teacher ratio
13.7:1
District
Rutherford County Schools

Walkability

Blended score for Chimney Rock's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

17
Very car-dependent
out of 100
EPA National Walkability Index
5.7 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,553/mo
$79,800 down
$319,200 loan
Principal & interest$2,070
Property tax (est.)$333
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 14 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.