Single Family Residence at Matthews
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staged - Matthews
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virtually staged - Matthews
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$775,000

Matthews, NC 28105
Listed by Adriana Puiu · Keller Williams Connected
Bedrooms
4
Bathrooms
3.5
Living area
3,057 sqft
Year built
1995

About this home

Nestled at the end of a quiet cul-de-sac in one of Matthews’ most desirable established neighborhoods, this exceptional residence offers 4 bedrooms (including a private fourth bedroom in the basement), 3 full baths, and over 3,000 square feet of thoughtfully designed living space, privacy, and endless possibilities. Surrounded by mature trees and enhanced by a scenic walking trail bordering the property, this home provides a peaceful retreat while remaining just minutes from everything Charlotte has to offer. Inside, you’ll find spacious living areas, an abundance of natural light, and a versatile floor plan designed for both comfortable everyday living and effortless entertaining. The expansive basement features the home’s private fourth bedroom/ bathroom and offers outstanding potential for multigenerational living, an extended family suite, guest quarters, a recreation room, or a private home office. Whether you’re seeking room to grow or space to accommodate changing lifestyle needs, this home delivers exceptional flexibility. Located within a highly sought-after school district and close to shopping, dining, parks, healthcare, and major commuter routes, this property combines the tranquility of a private setting with the convenience of a premier Matthews location. A rare opportunity to own a spacious home in a mature, established community where privacy, location, and lifestyle come together beautifully. Welcome home to 104 Southern Cross Lane.

Highlights

Fireplace

Property details

MLS #
CAR4391512
Property type
Single Family Residence
Subdivision
Sardis Plantation
Status
Active
Days on market
26
On market date
June 11, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Elizabeth Lane Elementary
0.2 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
4.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
803
Student:teacher ratio
14.9:1
District
Charlotte-Mecklenburg Schools
Middle
South Charlotte Middle
3.37 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
835
Student:teacher ratio
20.4:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
10.65 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Matthews's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

37
Car-dependent
out of 100
EPA National Walkability Index
6.8 / 20 -- Below average walkable
Google Places amenity density
40 / 100
Restaurants & cafes0
Grocery stores0
Parks4
Schools9
Transit stops9
Pharmacies0

Market position

How this listing compares to current activity in Matthews, from live MLS data.

On the market 26 days -- 109 fewer days than Matthews's current average of 135 days.
For reference, the median list price across 175 active listings in Matthews right now is $499,999.

Mortgage calculator

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Est. monthly payment
$4,817/mo
$155,000 down
$620,000 loan
Principal & interest$4,021
Property tax (est.)$646
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated July 7, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.