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$299,900

Flat Rock, NC 28731
Listed by Scott Barfield · Scott Barfield Realty And Land Company
Bedrooms
1
Bathrooms
1
Living area
653 sqft
Year built
1965

About this home

Lock and leave cottage in beautiful Flat Rock NC. All of the enjoyment of your mountain home with a lower cost and easy to lock up and head back to your year round residence. This beautiful cottage is maintained by the HOA and gives you tons more privacy than a regular condo with all of the benefits. Enjoy relaxing on the screened-in porch or taking a stroll around the beautifully landscaped grounds featuring multiple ponds. The community also includes a fire pit gathering area, carport parking, and scenic walking paths. Whether you're looking for a full-time residence or a mountain retreat, this well-maintained cottage/condo is a must-see! Other properties in this enclave coming soon for sale in Flat Rock 10% ~ 20% down owner will carry financing at as low as 5% for 5 years amortized for 30 years. seller says: "If buyer can’t refinance or sell for a profit, seller will buy the property back for the same purchase price."

Highlights

Fireplace

Property details

MLS #
CAR4386304
Property type
Condominium
Subdivision
Lake Love
Status
Active
Days on market
4
On market date
June 5, 2026
Stories
N/A
Garage spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Hendersonville Elementary
6.06 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
321
Student:teacher ratio
14.6:1
District
Henderson County Schools
Middle
Flat Rock Middle
1.73 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
761
Student:teacher ratio
15.5:1
District
Henderson County Schools
High
East Henderson High
2.98 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
910
Student:teacher ratio
15.2:1
District
Henderson County Schools

Mortgage calculator

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Est. monthly payment
$1,956/mo
$59,980 down
$239,920 loan
Principal & interest$1,556
Property tax (est.)$250
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 9, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.