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Single Family Residence at 551 N Main Street, Rutherfordton
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$560,000

551 N Main Street
Rutherfordton, NC 28139
Listed by Jacki Rumfelt · Main Street Realty Group LLC
Bedrooms
4
Bathrooms
2
Living area
3,104 sqft
Year built
1888

About this home

Welcome to this charming home located on main street Rutherfordton offering 3.66 acres across two lots and a wonderful blend of classic character and modern convenience. The property has a partially fenced backyard, detached garage, and storage shed, providing ample room for hobbies, storage, and outdoor enjoyment. A whole-house generator adds valuable peace of mind. Located just minutes from downtown amenities such as shops, restaurants and coffee shops. It is within walking distance to the Purple Martin Greenway and Kiwanis Park, you’ll enjoy easy access to outdoor recreation while still being close to everything. With its inviting covered front porch, spacious yard, and convenient location, this property offers a rare opportunity to enjoy both in-town living and the freedom of acreage.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4384020
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
1
On market date
September 17, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
N/A

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Rutherfordton Elementary School
3.09 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
383
Student:teacher ratio
13.7:1
District
Rutherford County Schools
Middle
R-S Middle School
1.09 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
603
Student:teacher ratio
14.4:1
District
Rutherford County Schools
High
R-S Central High School
1.83 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
769
Student:teacher ratio
13.7:1
District
Rutherford County Schools

Walkability

Blended score for Rutherfordton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

66
Walkable
out of 100
EPA National Walkability Index
9.2 / 20 -- Below average walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores3
Parks7
Schools5
Transit stops3
Pharmacies3

Market position

How this listing compares to current activity in Rutherfordton, from live MLS data.

On the market 1 days -- 218 fewer days than Rutherfordton's current average of 219 days.
For reference, the median list price across 311 active listings in Rutherfordton right now is $154,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,522/mo
$112,000 down
$448,000 loan
Principal & interest$2,906
Property tax (est.)$467
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 29 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.