Single Family Residence at 527 N Main Street, Rutherfordton
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$525,000

527 N Main Street
Rutherfordton, NC 28139
Listed by Matthew Mubarak · WNC Real Estate Partners
Bedrooms
4
Bathrooms
2.5
Living area
2,945 sqft
Year built
1920

About this home

2.37 in-town acres, a full brick 1920 two-story home, and a lot of the expensive stuff has already been done. New roof and HVAC in 2022, fully remodeled kitchen with an island, pantry and gas range, tankless hot water, updated plumbing and electrical, updated bathrooms, and fresh paint inside and out. The home has 2,945 square feet with four bedrooms upstairs, 2.5 baths, an entrance foyer, sunroom, den with a gas log fireplace, and most of the original wood floors and antique light fixtures still intact. Laundry is on the main level and the unfinished basement gives you plenty of extra storage. Outside you have a covered front porch, back deck, circular driveway and a red barn/outbuilding, with plenty of room for a garden, kids, entertaining, or whatever you want to do with it. And the location is hard to beat. You can walk to downtown Rutherfordton for restaurants, breweries, coffee shops, parks and trails, and you're under an hour from Hendersonville. City water and sewer, natural gas, and no HOA. Seller is offering a $10,000 credit toward closing costs or an interest rate buydown. Pre-listing home inspection report is available upon request.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4428133
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
10
On market date
October 1, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Rutherfordton Elementary School
3.04 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
383
Student:teacher ratio
13.7:1
District
Rutherford County Schools
Middle
R-S Middle School
1.05 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
603
Student:teacher ratio
14.4:1
District
Rutherford County Schools
High
R-S Central High School
1.88 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
769
Student:teacher ratio
13.7:1
District
Rutherford County Schools

Walkability

Blended score for Rutherfordton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

66
Walkable
out of 100
EPA National Walkability Index
9.2 / 20 -- Below average walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores3
Parks7
Schools5
Transit stops3
Pharmacies3

Market position

How this listing compares to current activity in Rutherfordton, from live MLS data.

On the market 10 days -- 209 fewer days than Rutherfordton's current average of 219 days.
For reference, the median list price across 311 active listings in Rutherfordton right now is $154,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,312/mo
$105,000 down
$420,000 loan
Principal & interest$2,724
Property tax (est.)$438
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 6 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.