Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 2 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 3 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 4 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 5 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 6 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 7 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 8 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 9 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 10 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 11 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 12 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 13 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 14 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 15 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 16 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 17 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 18 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 19 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 20 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 21 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 22 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 23 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 24 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 25 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 26 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 27 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 28 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 29 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 30 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 31 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 32 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 33 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 34 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 35 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 36 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 37 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 38 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 39 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 40 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 41 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 42 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 43 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 44 of 45
Single Family Residence at 1585 Cold Mountain Road, Lake Toxaway, photo 45 of 45
45 photos

$4,995,000

1585 Cold Mountain Road
Lake Toxaway, NC 28747
Listed by Chip Freeman · Lake Toxaway Co.
Bedrooms
4
Bathrooms
4.5
Living area
3,943 sqft
Year built
2006

About this home

Welcome to an extraordinary lakefront retreat on Lake Toxaway, thoughtfully designed by renowned architect Allen Brown and expertly crafted by John Holbrook. Set on a rare flat lot with easy access to a private dock, this home blends timeless mountain charm with relaxed lakeside living. Inside, the spacious floor plan features 4 bedrooms and 4.5 bathrooms, designed for both comfort and entertaining. The main-level primary suite is a true sanctuary, complete with exposed beams, dual walk-in closets, and a spa-like soaking tub. Upstairs, generously sized guest bedrooms provide plenty of space and privacy for family and visitors. At the heart of the home, the chef’s kitchen is outfitted with a Viking range, abundant storage, and an open layout that flows seamlessly into the great room. A stunning masonry fireplace anchors the living space, creating a warm and inviting atmosphere year-round. Step outside to enjoy the expansive outdoor living area, where a second fireplace overlooks the lake — the perfect setting for quiet mornings, evening gatherings, and unforgettable memories by the water. Elegant shiplap detailing throughout the main level adds warmth and classic mountain character. Designed with both beauty and functionality in mind, the property also includes a two-car garage with a built-in workshop, additional covered storage for boats, bikes, or extra vehicles, and a large lower-level storage area ideal for kayaks, paddleboards, canoes, and all your lake gear. Offering exceptional craftsmanship, breathtaking surroundings, and the best of Lake Toxaway living, this remarkable waterfront home is a place to relax, reconnect, and enjoy every season by the lake. Membership to Lake Toxaway Country Club is based on availability and application.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4383951
Property type
Single Family Residence
Subdivision
Lake Toxaway Estates
Status
Active
Days on market
127
On market date
May 21, 2026
Stories
N/A
Total bathrooms
4.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
T C Henderson
3.58 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
114
Student:teacher ratio
10.4:1
District
Transylvania County Schools
Middle
Rosman Middle
7.23 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
209
Student:teacher ratio
10.5:1
District
Transylvania County Schools
High
Rosman High
7.22 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
275
Student:teacher ratio
9.8:1
District
Transylvania County Schools

Walkability

Blended score for Lake Toxaway's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

25
Car-dependent
out of 100
EPA National Walkability Index
6.8 / 20 -- Below average walkable
Google Places amenity density
10 / 100
Restaurants & cafes2
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Lake Toxaway, from live MLS data.

On the market 127 days -- 61 fewer days than Lake Toxaway's current average of 188 days.
For reference, the median list price across 118 active listings in Lake Toxaway right now is $467,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$30,230/mo
$999,000 down
$3,996,000 loan
Principal & interest$25,918
Property tax (est.)$4,163
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 26 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.