Single Family Residence at Tega Cay
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*Virtually Staged* - Tega Cay
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*Virtually Staged* - Tega Cay
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61 photos

$1,300,000

Tega Cay, SC 29708
Listed by Carmen Miller · LPT Realty, LLC
Bedrooms
5
Bathrooms
4.5
Living area
4,403 sqft
Year built
2007

About this home

There’s a moment standing on the deck as the sun starts to drop over the water when everything slows down. The lake softens. The light filters through the trees. Boats drift by, and the only decision left is whether to stay outside a little longer or head down to the dock for one last ride. This is what living in Tega Cay feels like. Set along a cove just off the main channel, this custom-built waterfront home was designed for both everyday living and the kind of moments you remember. Built in 2007, the private dock with a power lift becomes part of your routine. Morning coffee by the water, afternoons on the boat, and evenings that turn into something you look forward to all week. Inside, the home feels warm and well-maintained, with thoughtful updates throughout. Fresh paint, newly refinished hardwoods, custom mouldings, and wrought iron railings give it a polished but comfortable feel. Natural light fills the home, and the water is visible from so many of the main spaces, including the living room and primary suite. The kitchen is set up to actually be used and enjoyed. A six-burner gas cooktop, warmer drawer, panel refrigerator, wine cooler, wall oven, and microwave are paired with granite countertops and custom glass-front cabinets. It is a space that works just as well for a quiet night as it does for a full house. Doors from the kitchen and living room lead out to the deck, making it easy to move between inside and out. The deck overlooks the lake and connects to multiple outdoor areas and a large dock, giving you space to host, relax, or just sit and take it in. The primary suite offers a quiet retreat with tray ceilings and a wall of windows facing the water. Secondary bedrooms are comfortable and flexible. The full basement includes a kitchenette and opens up possibilities for entertaining, guests, or extended living. A large recreation area with space for a pool table and game nights adds another layer to how the home lives day to day. Beyond the home, Tega Cay offers a lifestyle that is hard to replicate. Award-winning Fort Mill schools. Golf, marina access, trails, parks, pickleball, and summer concerts that bring people together. The golf club and restaurant are just a short distance away, and Charlotte, the airport, and shopping are all within easy reach. Living here is not just about the house. It is mornings on the deck, time on the water, and a community that people choose to stay in. In Tega Cay, it really is a different way of living.

Highlights

Fireplace

Property details

MLS #
CAR4381341
Property type
Single Family Residence
Subdivision
Tega Cay
Status
Active
Days on market
16
On market date
June 2, 2026
Stories
N/A
Total bathrooms
4.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Tega Cay Elementary
1.45 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
4.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: Excellent (2025)
Enrollment
705
Student:teacher ratio
13.6:1
District
York 04
Middle
Gold Hill Middle
1.51 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
839
Student:teacher ratio
14.0:1
District
York 04
High
Fort Mill High
3.23 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,012
Student:teacher ratio
15.4:1
District
York 04

Walkability

Blended score for Tega Cay's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

29
Car-dependent
out of 100
EPA National Walkability Index
6.7 / 20 -- Below average walkable
Google Places amenity density
23 / 100
Restaurants & cafes1
Grocery stores0
Parks6
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Tega Cay, from live MLS data.

On the market 16 days -- 56 fewer days than Tega Cay's current average of 72 days.
For reference, the median list price across 52 active listings in Tega Cay right now is $572,495.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$7,979/mo
$260,000 down
$1,040,000 loan
Principal & interest$6,745
Property tax (est.)$1,083
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated July 5, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.