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$675,000

Denver, NC 28037
Listed by Catherine Webb · EXP Realty LLC Mooresville
Bedrooms
4
Bathrooms
3
Living area
3,247 sqft
Year built
2025

About this home

Lake Norman Access Without the Waterfront Price Tag! Bring your boat and enjoy the Lake Norman lifestyle without the expense of waterfront ownership. This exceptional property includes a 1/11 deeded ownership interest in the adjacent community lake access lot, shared by only ten other owners. Enjoy year-round boat storage at the community dock, convenient lake access, a small boat launch area, and a covered dock structure added in 2018. Even better, this home is one of only two properties directly adjoining the lake access lot, allowing you to walk from your backyard straight to the water. With no HOA, no POA, no dock fees, and no rental restrictions, this is a rare opportunity for both personal enjoyment and investment potential. Short-term and long-term rentals are permitted.   Built with both style and functionality in mind, this stunning farmhouse-inspired new construction home offers over 3,200 square feet of thoughtfully designed living space. The main level features an open-concept floor plan centered around a spacious great room that flows seamlessly into the chef-inspired kitchen, complete with a large island, abundant cabinetry, and an adjoining dining area perfect for everyday living and entertaining. A covered patio extends the living space outdoors, creating the ideal setting for gatherings or quiet evenings at home. Also located on the main level is a generously sized bedroom with a full bath and walk-in shower, providing an excellent option for guests, multigenerational living, or a secondary primary suite. Upstairs, the private primary suite serves as a relaxing retreat, featuring a spacious bedroom, spa-inspired bath, and walk-in closet. A large secondary living area offers endless flexibility as a media room, playroom, or lounge space, while a dedicated office provides the perfect work-from-home environment. Two additional bedrooms and a full bathroom complete the upper level, including an oversized bedroom that could easily function as a bonus room. Enjoy peaceful outdoor living from the upper-level balcony and additional covered porch, both offering seasonal lake views and tranquil surroundings.   Situated on a flat and highly usable 0.55-acre lot, the property offers expansive outdoor space on three sides of the home along with a large concrete driveway capable of accommodating 6–10 vehicles. Car enthusiasts, hobbyists, and DIY enthusiasts will appreciate the oversized 24' x 28' garage, offering ample space for vehicles, tools, workshop projects, or the ultimate man cave. The deeded community lake access provides the opportunity for boating, fishing, kayaking, swimming, and year-round enjoyment of Lake Norman, all without the maintenance and expense of waterfront ownership. Conveniently located near shopping, dining, and everyday conveniences, this property offers a rare combination of luxury, flexibility, and lake lifestyle in one of the Lake Norman area's fastest-growing locations.

Highlights

FireplaceNew construction

Property details

MLS #
CAR4373544
Property type
Single Family Residence
Subdivision
Cozy Cove
Status
Active
Days on market
59
On market date
April 24, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Balls Creek Elementary
7.23 mi away · Grades -1-6
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
652
Student:teacher ratio
15.2:1
District
Catawba County Schools
Middle
Mill Creek Middle
6.93 mi away · Grades 7-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
420
Student:teacher ratio
16.8:1
District
Catawba County Schools
High
Bandys High
6.53 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
791
Student:teacher ratio
18.0:1
District
Catawba County Schools

Walkability

Blended score for Denver's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

26
Car-dependent
out of 100
EPA National Walkability Index
7.3 / 20 -- Below average walkable
Google Places amenity density
10 / 100
Restaurants & cafes2
Grocery stores0
Parks0
Schools1
Transit stops0
Pharmacies0

Mortgage calculator

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Est. monthly payment
$4,215/mo
$135,000 down
$540,000 loan
Principal & interest$3,502
Property tax (est.)$563
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 22, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.