Single Family Residence at Charlotte
Single Family Residence at Charlotte, photo 2 of 43
Single Family Residence at Charlotte, photo 3 of 43
Single Family Residence at Charlotte, photo 4 of 43
Single Family Residence at Charlotte, photo 5 of 43
Single Family Residence at Charlotte, photo 6 of 43
Single Family Residence at Charlotte, photo 7 of 43
Single Family Residence at Charlotte, photo 8 of 43
Single Family Residence at Charlotte, photo 9 of 43
Single Family Residence at Charlotte, photo 10 of 43
Single Family Residence at Charlotte, photo 11 of 43
Single Family Residence at Charlotte, photo 12 of 43
Single Family Residence at Charlotte, photo 13 of 43
Single Family Residence at Charlotte, photo 14 of 43
Single Family Residence at Charlotte, photo 15 of 43
Single Family Residence at Charlotte, photo 16 of 43
Single Family Residence at Charlotte, photo 17 of 43
Single Family Residence at Charlotte, photo 18 of 43
Single Family Residence at Charlotte, photo 19 of 43
Single Family Residence at Charlotte, photo 20 of 43
Single Family Residence at Charlotte, photo 21 of 43
Single Family Residence at Charlotte, photo 22 of 43
Single Family Residence at Charlotte, photo 23 of 43
Single Family Residence at Charlotte, photo 24 of 43
Single Family Residence at Charlotte, photo 25 of 43
Single Family Residence at Charlotte, photo 26 of 43
Single Family Residence at Charlotte, photo 27 of 43
Single Family Residence at Charlotte, photo 28 of 43
Single Family Residence at Charlotte, photo 29 of 43
Single Family Residence at Charlotte, photo 30 of 43
Single Family Residence at Charlotte, photo 31 of 43
Single Family Residence at Charlotte, photo 32 of 43
Single Family Residence at Charlotte, photo 33 of 43
Single Family Residence at Charlotte, photo 34 of 43
Single Family Residence at Charlotte, photo 35 of 43
Single Family Residence at Charlotte, photo 36 of 43
Single Family Residence at Charlotte, photo 37 of 43
Single Family Residence at Charlotte, photo 38 of 43
Single Family Residence at Charlotte, photo 39 of 43
Single Family Residence at Charlotte, photo 40 of 43
Single Family Residence at Charlotte, photo 41 of 43
Main Floor - Charlotte
Second Floor - Charlotte
43 photos

$2,750,000

Charlotte, NC 28211
Listed by Ken Riel · COMPASS
Bedrooms
5
Bathrooms
5.5
Living area
4,580 sqft
Year built
2026

About this home

This exceptional custom home was drawn by acclaimed architect Robert Foster and built by Westwood Custom Homes. It offers a refined take on modern living in Charlotte’s coveted Cotswold neighborhood. A soaring two-story foyer makes an unforgettable first impression, setting the stage for interiors rich in natural light, custom millwork, and thoughtfully curated finishes throughout. At the heart of the home, the chef’s kitchen pairs bespoke cabinetry with a 46" dual fuel JennAir range and complimented by a stunning scullery with exceptional storage, a wine/beverage refrigerator, and a second dishwasher..perfect for supporting those that love to entertain. The Great Room, anchored by a wood-burning Isokern fireplace, opens to a covered outdoor living space with a gas fireplace and built-in grill, creating seamless indoor/outdoor entertaining that overlooks a serene wooded lot. The main-level primary suite is a private retreat, highlighted by a vaulted ceiling, an expansive walk-in closet with integrated washer/dryer, and a spa-caliber bath with soaking tub, dual vanities, and a zero-entry shower. A dedicated office with an adjacent full bath offers flexibility as a guest suite. Upstairs, three ensuite bedrooms, a full laundry room, and a versatile flex space with dry bar provide both function and flexibility. 4628 Water Oak is a statement in elevated design and craftsmanship—delivering a seamless blend of luxury, livability, and resort-style indoor/outdoor living in one of Charlotte’s most sought-after enclaves.

Highlights

FireplaceNew construction

Property details

MLS #
CAR4354112
Property type
Single Family Residence
Subdivision
Cotswold
Status
Active
Days on market
57
On market date
April 25, 2026
Stories
N/A
Total bathrooms
5.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Cotswold Elementary
0.36 mi away · Grades 3-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
391
Student:teacher ratio
14.5:1
District
Charlotte-Mecklenburg Schools
Middle
Alexander Graham Middle
2.53 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
1,270
Student:teacher ratio
17.9:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
6.73 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Charlotte's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

86
Highly walkable
out of 100
EPA National Walkability Index
15.2 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores6
Parks5
Schools19
Transit stops20
Pharmacies9

Market position

How this listing compares to current activity in Charlotte, from live MLS data.

On the market 57 days -- 15 fewer days than Charlotte's current average of 72 days.
For reference, the median list price across 3,662 active listings in Charlotte right now is $399,337.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$16,711/mo
$550,000 down
$2,200,000 loan
Principal & interest$14,269
Property tax (est.)$2,292
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 30, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.