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$1,524,900

Denver, NC 28037
Listed by Frankie Gonzalez · Gonzalez Realty
Bedrooms
3
Bathrooms
3.2
Living area
3,328 sqft
Year built
1999

About this home

Set on one of the most picturesque deep-water lots on Lake Norman, this custom owner-built full brick waterfront estate offers an exceptional blend of luxury, privacy, and lakefront living. Nestled within a quiet no-HOA community where short-term rentals are permitted, this property presents a rare opportunity for both personal enjoyment and investment potential. Thoughtfully positioned in a private cove with immediate access to the main channel, the home showcases a beautifully dredged shoreline, an impressive engineered retaining wall, and a gentle approach to the water’s edge — creating an ideal setting for year-round enjoyment on the lake. Designed for elevated outdoor living, the property features lake-fed irrigation, a custom dock and expansive deck with boat lift, dual driveways, and exceptional parking capacity. The boat is also available for purchase separately. Inside, the meticulously maintained residence offers generous living spaces with four spacious bedrooms, a large bonus room above the garage, a walk-out basement, and a screened porch perfectly positioned for peaceful waterfront views. The recently renovated owner’s suite bath delivers a spa-inspired experience with a luxurious oversized walk-in shower. Car collectors, hobbyists, and boating enthusiasts alike will appreciate the rare six-car garage capacity, complete with a Tesla charging station and a fully insulated workshop/auto bay featuring poly-steel construction with impressive R-50 insulation performance. The workshop also includes a convenient half bath, sediment filtration systems, and water softening equipment. Additional highlights include a spacious recreation area with pool table included, a 2024 roof, and countless thoughtful custom details throughout. Septic permit is for three bedrooms; home is currently configured as four bedrooms. A truly exceptional waterfront retreat offering craftsmanship, functionality, and the lifestyle Lake Norman is known for.

Property details

MLS #
CAR4350815
Property type
Single Family Residence
Subdivision
Back Bay
Status
Active
Days on market
120
On market date
N/A
Stories
N/A
Garage spaces
6
Lot size
N/A
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Rock Springs Elementary
3.16 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
577
Student:teacher ratio
16.5:1
District
Lincoln County Schools
Middle
Woodland Heights Middle
3.48 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
578
Student:teacher ratio
16.5:1
District
Iredell-Statesville Schools
High
Lake Norman High
5.6 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.1
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,995
Student:teacher ratio
22.9:1
District
Iredell-Statesville Schools

Mortgage calculator

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Est. monthly payment
$9,333/mo
$304,980 down
$1,219,920 loan
Principal & interest$7,912
Property tax (est.)$1,271
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated July 2, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.