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$920,000

Charlotte, NC 28270
Listed by Desiree Duke · Costello Real Estate and Investments LLC
Bedrooms
4
Bathrooms
3
Living area
2,684 sqft
Year built
2005

About this home

Discover a truly rare and exceptional opportunity in the highly sought-after Providence Plantation—with absolutely NO HOA and no CC&Rs recorded on this specific lot. This beautifully maintained 4-bed, 3-bath home sits on an expansive 1.1-acre, fully flat lot, an almost unheard-of find in this premier southeast Charlotte community. Offering 2,800+ sqft of bright, open living space, the home features stunning hardwood floors, generously sized rooms, and an effortless, open flow ideal for both everyday living and entertaining. The kitchen includes warm wood cabinetry, extensive counter space, and seamless connection to the living and dining areas. Large windows fill the home with natural light, highlighting the fresh, modern finishes throughout. Spacious bedrooms and updated baths provide comfort and style for all. Set within a vibrant, established neighborhood known for top-tier schools, mature trees, and unmatched convenience, this property delivers the best of Providence Plantation living—plus an uncommon level of freedom thanks to the lack of HOA restrictions and recorded CC&Rs. Sellers are also open to selling to builders or developers interested in potentially subdividing the lot—another unique advantage in this area. A truly special property in an unbeatable location—opportunities like this rarely come available. BACK ON MARKET BECAUSE BUYERS HAD A CHANGE OF PLANS. NO FAULT TO SELLERS.

Property details

MLS #
CAR4342894
Property type
Single Family Residence
Subdivision
Providence Plantation
Status
Active
Days on market
113
On market date
February 2, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
3
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Providence Spring Elementary
1.02 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
4.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
578
Student:teacher ratio
15.6:1
District
Charlotte-Mecklenburg Schools
Middle
Crestdale Middle
4.11 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
988
Student:teacher ratio
18.3:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
13.07 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Charlotte's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

30
Car-dependent
out of 100
EPA National Walkability Index
4.7 / 20 -- Least walkable
Google Places amenity density
40 / 100
Restaurants & cafes0
Grocery stores0
Parks4
Schools8
Transit stops6
Pharmacies0

Market position

How this listing compares to current activity in Charlotte, from live MLS data.

On the market 113 days -- 41 more days than Charlotte's current average of 72 days.
For reference, the median list price across 3,641 active listings in Charlotte right now is $399,500.

Mortgage calculator

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Est. monthly payment
$5,690/mo
$184,000 down
$736,000 loan
Principal & interest$4,774
Property tax (est.)$767
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated July 1, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.