Lot at Mill Spring
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Lot 4 Floating Dock - Mill Spring
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Lake Adger Amenities - Mill Spring
Lake Adger Amenities - Mill Spring
Lake Adger Amenities - Mill Spring
17 photos

$212,000

Mill Spring, NC 28756
Listed by Cheryl Stott · Coldwell Banker Advantage
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

.Build Your Dream Lakefront Retreat on Lake Adger – 400+ Feet of Waterfront! It is time for you to finally BUILD YOUR DREAM LAKE HOME on this exceptional 1.53-acre lakefront lot offering approximately 400 feet of shoreline in a peaceful, private cove on beautiful Lake Adger. With a boat dock already in place, you can immediately begin enjoying lakefront entertaining, kayaking, and tranquil days on the water. This gently sloping homesite offers stunning lake and mountain views, with the ideal opportunity to position your future home for unforgettable sunset views across the water. Once you arrive, you may never want to leave. The sellers have a topographical survey on record—a requirement of the HOA when you are ready to build. Tucked away for added seclusion, the property is located at the end of a cul-de-sac, offering enhanced privacy and minimal traffic—ideal for peaceful lake living. The lot also offers excellent flexibility with an approved 4-bedroom septic permit covering two potential building sites, giving buyers options for home placement or future planning. Located within the private community of Lake Adger, this 438-acre lake is known for its serenity and natural beauty. Residents enjoy small-engine boating, kayaking, hiking, and over 13 miles of equestrian trails, all while being tucked away from heavy tourism traffic. Despite the peaceful setting, convenience is close at hand: • Tryon International Equestrian Center – 15 minutes • Lake Lure & Chimney Rock – 15 minutes • Asheville or Greenville-Spartanburg Airports – approx. 45 minutes • Charlotte Douglas International Airport – approx. 1 hour This is truly where lake life, mountain beauty, privacy, and accessibility come together. Don’t miss the opportunity to create your custom lakefront lifestyle at Lake Adger.

Property details

MLS #
CAR4337875
Property type
Lot
Subdivision
Lake Adger
Status
Active
Days on market
130
On market date
January 19, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Sunny View Elementary School
2.96 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
123
Student:teacher ratio
11.2:1
District
Polk County Schools
Middle
Polk County Middle School
3.7 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
497
Student:teacher ratio
12.4:1
District
Polk County Schools
High
Polk County Early College
5.45 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
60
Student:teacher ratio
15.0:1
District
Polk County Schools

Walkability

Blended score for Mill Spring's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

19
Very car-dependent
out of 100
EPA National Walkability Index
6.3 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Mill Spring, from live MLS data.

On the market 130 days -- 117 fewer days than Mill Spring's current average of 247 days.
For reference, the median list price across 158 active listings in Mill Spring right now is $242,500.

Mortgage calculator

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Est. monthly payment
$1,427/mo
$42,400 down
$169,600 loan
Principal & interest$1,100
Property tax (est.)$177
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated May 29, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.