INNOVATE Real Estate
Deepwater Lot with Mt Views - Mill Spring
Lake Ager Calm Pristine water with Mountain Views in all directions! - Mill Spring
New Floating Dock! - Mill Spring
View from Floating Dock - Mill Spring
New stairs to lakefront - Mill Spring
Kayaking on Lake Adger - Mill Spring
Drone Photo with Property Lines - Mill Spring
Frog Rock is a favorite place forJumping into the pristine water at Lake Adger! - Mill Spring
Lake Adger Sunset - Mill Spring
Nature on Lake Adger! - Mill Spring
Custom home plan potential for this lot! - Mill Spring
Custom plan potential for this lot ( Rear side) - Mill Spring
190 Ft of Lakefrontage - Mill Spring
Areial View of Lake Adger - Mill Spring
Done photo over Lot #8 - Mill Spring
15 photos

$245,000

Mill Spring, NC 28756
Listed by Susan Stroman · Premier Properties of the Carolinas
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Lakefront wooded Lot with 190 ft of Lake Adger shoreline! New Floating Dock and Wooden Steps to the water have been installed and are ready for your lake enjoyment! Bring your Boat and enjoy the lake until you are ready to build your dream lake/mountain home. The owner of this lot is a local Custom Builder who has provided renderings for a Beautiful Craftsman style Stone and Siding Home suitable for this lot. This is the "Stone Ridge" 2334 sq ft Plan from Donald A Gardner Architects. 4 BR,4Ba 2 level home with huge windows & porch for amazing wide lake and Mountain views! Owner/ Builder is happy to meet with a potential buyer to give a quote for custom construction. This lot also offers a location for a separate 3 car garage with guest quarters above! Builder/Owner is also happy to assist with a separate quote for construction on the garage plans.

Property details

MLS #
CAR4337467
Property type
Lot
Subdivision
Lake Adger
Status
Active
Days on market
4
On market date
January 19, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Sunny View Elementary School
2.63 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
123
Student:teacher ratio
11.2:1
District
Polk County Schools
Middle
Polk County Middle School
2.61 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
497
Student:teacher ratio
12.4:1
District
Polk County Schools
High
Polk County Early College
4.81 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
60
Student:teacher ratio
15.0:1
District
Polk County Schools

Walkability

Blended score for Mill Spring's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

14
Very car-dependent
out of 100
EPA National Walkability Index
4.3 / 20 -- Least walkable
Google Places amenity density
3 / 100
Restaurants & cafes1
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Mill Spring, from live MLS data.

On the market 4 days -- 243 fewer days than Mill Spring's current average of 247 days.
For reference, the median list price across 158 active listings in Mill Spring right now is $242,500.

Mortgage calculator

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Est. monthly payment
$1,625/mo
$49,000 down
$196,000 loan
Principal & interest$1,271
Property tax (est.)$204
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated January 24, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.