Front view of lot location - Belmont
Overhead View - Belmont
View from lake - Belmont
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$114,000

Belmont, NC 28012
Listed by Jeff Moll · Keller Williams Ballantyne Area
Bedrooms
N/A
Bathrooms
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Living area
N/A
Year built
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About this home

Build your dream home on this premium .38-acre waterview cul-de-sac lot located in the exclusive Reflection Pointe gated community on Lake Wylie. Specifically suited for a custom-built walkout basement home, this homesite sits deep within the neighborhood, offering the perfect blend of privacy and elevated water views. This property is a standout choice for those seeking Belmont, NC real estate that combines a tranquil "lake life" atmosphere with modern luxury amenities, including a clubhouse, outdoor pool, tennis courts, and paved walking trails. Reflection Pointe is designed for active waterfront living, featuring a community beach, waterfront pavilion, marina area with deeded slips, and dedicated boat storage. Strategically located for convenience, you are just a 10-minute drive from Downtown Belmont, known for its charming breweries, boutique retail, and the Harris Teeter shopping center. For professionals and travelers, the lot offers a seamless commute, situated only 20 minutes from Charlotte Douglas International Airport (CLT) and 30 minutes from Uptown Charlotte. Whether you are looking for a private retreat or a primary residence in the Greater Charlotte area, this waterview lot is a must-see for its location, topography, and world-class amenities.

Property details

MLS #
CAR4265878
Property type
Lot
Subdivision
Reflection Pointe
Status
Active
Days on market
362
On market date
June 1, 2025
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Belmont Central Elementary
5.84 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
4.26 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
14 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

30
Car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 362 days -- 281 more days than Belmont's current average of 81 days.
For reference, the median list price across 188 active listings in Belmont right now is $441,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$837/mo
$22,800 down
$91,200 loan
Principal & interest$592
Property tax (est.)$95
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated May 29, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.