Aerial View - Belmont
Aerial View - Belmont
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View out to main body of Lake Wuylie - Belmont
Lot view - Belmont
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View Right - Belmont
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View towards lot - Belmont
View Left - Belmont
View out to main body of Lake Wuylie - Belmont
Lot view - Belmont
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Community Clubhouse and Pool - Belmont
Community Clubhouse and Pool - Belmont
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Tennis Courts - Belmont
Tennis Courts - Belmont
Kids Playground - Belmont
Kids Playground - Belmont
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Recreation/Soccer Field - Belmont
Recreation/Soccer Field - Belmont
Paved Walking Paths - Belmont
Paved Walking Paths - Belmont
Community Marina Area - Belmont
Community Marina Area - Belmont
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Waterfront Pavilion - Belmont
Waterfront Pavilion - Belmont
Waterfront Pavilion - Belmont
Waterfront Pavilion - Belmont
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Community Beach Area - Belmont
Community Beach Area - Belmont
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$125,000

Belmont, NC 28012
Listed by Jeff Moll · Keller Williams Ballantyne Area
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Build your dream custom walkout basement home on this prime .4-acre waterfront lot located in the prestigious Reflection Pointe gated community in Belmont, North Carolina. This rare property offers private kayak and paddleboard access within a serene cove on Lake Wylie, providing a seamless connection to the water. Perfectly positioned for commuters, the lot is just 20 minutes from Charlotte Douglas International Airport and 30 minutes from Uptown Charlotte. As a resident of Reflection Pointe, you will enjoy resort-style amenities including a clubhouse, swimming pool, tennis and pickleball courts, paved walking trails, a soccer field, and a waterfront pavilion with a marina and community beach. The property is minutes from historic downtown Belmont, a destination known for its craft breweries, local restaurants, and retail boutiques. This build-to-suit lot allows for featured community builders or your own qualified custom builder, provided they meet the community’s architectural guidelines. Minimum construction requirements are 2,000 HLA for a 1-story home and 2,400 HLA for a 2-story residence.

Property details

MLS #
CAR4290684
Property type
Lot
Subdivision
Reflection Pointe
Status
Active
Days on market
316
On market date
August 11, 2025
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Belmont Central Elementary
5.89 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
4.24 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
14.35 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

30
Car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 316 days -- 235 more days than Belmont's current average of 81 days.
For reference, the median list price across 188 active listings in Belmont right now is $441,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$903/mo
$25,000 down
$100,000 loan
Principal & interest$649
Property tax (est.)$104
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 23, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.