Cove View - Belmont
Overhead view - Belmont
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Aerial View lot 22 - Belmont
View entering cove - Belmont
View leaving cove - Belmont
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Main Entrance - Belmont
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Community Clubhouse - Belmont
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Clubhouse Interior - Belmont
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Community Pool - Belmont
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Tennis/Pickleball Courts - Belmont
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Paved Walking Paths - Belmont
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Recreation/Soccer Field - Belmont
Playground - Belmont
Marina Area - Belmont
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Marina - Belmont
Waterfront Pavilion - Belmont
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Community Beach - Belmont
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47 photos

$185,000

Belmont, NC 28012
Listed by Jeff Moll · Keller Williams Ballantyne Area
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Experience the pinnacle of Lake Wylie waterfront living with this exceptional 300-foot-deep lot located in the prestigious gated community of Reflection Pointe. Perfectly engineered for a custom walkout basement home, the lot’s generous depth provides ample space for a private backyard oasis and pool area. Positioned in a future residential shoreline area according to Duke Lake Services, this property offers the potential for a private dock. With favorable water depth, residents can enjoy direct access to the Lake Wylie main channel for boating, kayaking, paddleboarding, and jet skiing. As a "true" custom home community in Belmont, NC, Reflection Pointe maintains high architectural standards with a minimum of 2,000 HLA for ranch-style homes and 2,400 HLA for two-story residences. There is no timeframe to build, allowing you to secure your land now and design your dream home when ready. The community features a robust amenity package, including a luxury clubhouse, pool, tennis courts, paved walking trails, a soccer field, and a waterfront pavilion with a community beach. For outdoor enthusiasts, the neighborhood also provides a marina and dedicated boat/RV storage. Ideally located just 10 minutes from Downtown Belmont’s breweries and retail, 20 minutes from CLT Airport, and 30 minutes from Uptown Charlotte, this lot is the ultimate choice for those seeking a private, high-end lake lifestyle.

Property details

MLS #
CAR4168163
Property type
Lot
Subdivision
Reflection Pointe
Status
Active
Days on market
546
On market date
August 5, 2024
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Belmont Central Elementary
5.94 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
4.29 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
14.4 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

30
Car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 546 days -- 465 more days than Belmont's current average of 81 days.
For reference, the median list price across 188 active listings in Belmont right now is $441,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,264/mo
$37,000 down
$148,000 loan
Principal & interest$960
Property tax (est.)$154
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated February 2, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.