Aerial View - Belmont
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Waterfront View - Belmont
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Cul-de-sac view from front of lot - Belmont
Interior views - Belmont
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Waterview from lot - Belmont
Community fountains - Belmont
Gated Entrance - Belmont
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Community clubhouse - Belmont
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Clubhouse interior - Belmont
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Clubhouse aerial view - Belmont
Community pool - Belmont
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Tennis courts with pickleball lines added. - Belmont
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Playground area - Belmont
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recreation/soccer field - Belmont
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Paved walking paths - Belmont
Marina walkway - Belmont
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Marina - Belmont
Waterfront pavilion - Belmont
community beach area - Belmont
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47 photos

$195,000

Belmont, NC 28012
Listed by Jeff Moll · Keller Williams Ballantyne Area
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Experience the pinnacle of lakeside living with this premium .99 acre waterfront lot located in the exclusive gated community of Reflection Pointe on Lake Wylie. Situated at the end of a quiet cul-de-sac, this expansive property boasts over 200 feet of shoreline within a protected cove, offering a private retreat for non-dockable lake access. It is the ideal site for outdoor enthusiasts, providing direct kayak and paddleboard access to the main body of Lake Wylie right from your backyard. This custom home lot offers the flexibility to work with featured luxury builders or your own builder, provided they meet the community’s architectural standards. Building requirements include a minimum of 2,000 HLA for a single-story home and 2,400 HLA for a two-story home, ensuring a high standard of craftsmanship throughout the neighborhood. Beyond the lot itself, Reflection Pointe offers a resort-style lifestyle with an array of luxury amenities, including a clubhouse, swimming pool, tennis courts, and a community beach. Residents also benefit from practical conveniences such as on-site boat storage, a marina area, soccer fields, and scenic fountains. This prime piece of Belmont, NC real estate, is located just 10 minutes from the vibrant downtown Belmont district, known for its local breweries, fine dining, and parks. With a convenient 20-minute commute to Charlotte Douglas International Airport and only 30 minutes to Uptown Charlotte, this property perfectly balances secluded waterfront tranquility with easy access to the region’s major business and travel hubs.

Property details

MLS #
CAR4333375
Property type
Lot
Subdivision
Reflection Pointe
Status
Active
Days on market
146
On market date
January 6, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
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Lot size
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Belmont Central Elementary
6.14 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
4.54 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
14.34 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

30
Car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 146 days -- 65 more days than Belmont's current average of 81 days.
For reference, the median list price across 188 active listings in Belmont right now is $441,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,324/mo
$39,000 down
$156,000 loan
Principal & interest$1,012
Property tax (est.)$163
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 1, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.