3 Family at 12 Foster St, Fitchburg MA 01420, Fitchburg
3 Family at 12 Foster St, Fitchburg MA 01420, Fitchburg, photo 2 of 10
3 Family at 12 Foster St, Fitchburg MA 01420, Fitchburg, photo 3 of 10
3 Family at 12 Foster St, Fitchburg MA 01420, Fitchburg, photo 4 of 10
3 Family at 12 Foster St, Fitchburg MA 01420, Fitchburg, photo 5 of 10
3 Family at 12 Foster St, Fitchburg MA 01420, Fitchburg, photo 6 of 10
3 Family at 12 Foster St, Fitchburg MA 01420, Fitchburg, photo 7 of 10
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3 Family at 12 Foster St, Fitchburg MA 01420, Fitchburg, photo 9 of 10
3 Family at 12 Foster St, Fitchburg MA 01420, Fitchburg, photo 10 of 10
10 photos

$565,000

12 Foster St, Fitchburg MA 01420
Fitchburg, MA 01420
Listed by Luxan Zayas
Bedrooms
6
Bathrooms
3
Living area
3,172 sqft
Year built
1920

About this home

Opportunity knocks with this corner-lot 3-family home in the heart of Fitchburg, an excellent fit for an investor building a portfolio or a buyer seeking an owner-occupied home with rental income. Each of the 3 units offers 2 bedrooms and 1 full bath, with separate utilities for all units to simplify management and expenses. Off-street parking adds everyday convenience, and the location is close to downtown shops and dining, the commuter rail, Fitchburg State University, and major routes, including Route 2. The attic space may offer potential for a 4th unit and/or ADU; buyers to verify zoning, permitting, and feasibility with the City of Fitchburg. Seller is offering a $10,000 credit toward an interest rate buydown, closing costs, or prepaids, subject to lender approval. Smart layout, central location, and room to grow. The opportunity you have been waiting for starts here!

Highlights

View

Property details

MLS
MLS Property Information Network
MLS #
73591004
Property type
3 Family
Subdivision
N/A
Status
Active
Days on market
1
On market date
October 14, 2026
Stories
4
Total bathrooms
3
Garage spaces
N/A
Parking spaces
8
Lot size
0.18 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
South Street Elementary
0.97 mi away · Grades -1-4
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
586
Student:teacher ratio
12.7:1
District
Fitchburg
Middle
Arthur M Longsjo Middle School
0.47 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
648
Student:teacher ratio
13.5:1
District
Fitchburg
High
Goodrich Academy
1.38 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
158
Student:teacher ratio
19.8:1
District
Fitchburg

Walkability

Blended score for Fitchburg's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

83
Highly walkable
out of 100
EPA National Walkability Index
14.3 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores4
Parks16
Schools15
Transit stops20
Pharmacies2

Market position

How this listing compares to current activity in Fitchburg, from live MLS data.

On the market 1 days -- 89 fewer days than Fitchburg's current average of 90 days.
For reference, the median list price across 364 active listings in Fitchburg right now is $402,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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/mo
Est. monthly payment
$3,552/mo
$113,000 down
$452,000 loan
Principal & interest$2,932
Property tax (est.)$471
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 14 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.