2 Family - 2 Units Up/Down at 61 Congress St, Fitchburg MA 01420, Fitchburg
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$629,999

61 Congress St, Fitchburg MA 01420
Fitchburg, MA 01420
Listed by MG Group
Bedrooms
8
Bathrooms
2
Living area
4,388 sqft
Year built
1900

About this home

Prime investment opportunity near Fitchburg State University. This two-family property offers an attractive 3-bedroom first unit and a spacious 5-bedroom second unit, providing flexibility for investors, owner-occupants, or those seeking student-oriented rental potential.The second-floor unit features an updated bathroom, while off-street parking for up to 6 vehicles adds valuable convenience for residents and guests. With 8 bedrooms across two units, the property offers a versatile layout well suited to a variety of living arrangements and rental strategies.Its convenient location places residents close to Fitchburg State University, shopping, dining, services, and transportation. The proximity to campus makes this a particularly appealing opportunity for buyers seeking a multifamily property in an established rental market.Whether you're expanding an investment portfolio or looking for an owner-occupied property with additional rental income potential, this multifamily offers a strong combination of space, flexibility, and location. A great opportunity to own a substantial two-unit property in the Fitchburg area.

Property details

MLS #
73587349
Property type
2 Family - 2 Units Up/Down
Subdivision
N/A
Status
Active
Days on market
2
On market date
October 6, 2026
Stories
3
Total bathrooms
2
Garage spaces
N/A
Parking spaces
8
Lot size
0.09 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
McKay Arts Academy
0.73 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
663
Student:teacher ratio
13.0:1
District
Fitchburg
Middle
Arthur M Longsjo Middle School
0.61 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
648
Student:teacher ratio
13.5:1
District
Fitchburg
High
Goodrich Academy
0.57 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
158
Student:teacher ratio
19.8:1
District
Fitchburg

Walkability

Blended score for Fitchburg's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

92
Highly walkable
out of 100
EPA National Walkability Index
17.3 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores5
Parks15
Schools16
Transit stops20
Pharmacies3

Market position

How this listing compares to current activity in Fitchburg, from live MLS data.

On the market 2 days -- 86 fewer days than Fitchburg's current average of 88 days.
For reference, the median list price across 350 active listings in Fitchburg right now is $399,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,944/mo
$126,000 down
$503,999 loan
Principal & interest$3,269
Property tax (est.)$525
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.