Single Family Residence at 97 Cross Street, Andover MA 01810, Andover
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$987,186

97 Cross Street, Andover MA 01810
Andover, MA 01810
Listed by Constance Doto
Bedrooms
4
Bathrooms
3
Living area
3,282 sqft
Year built
1964

About this home

Nestled on 1.03 acres in one of Andover’s most desirable neighborhoods, this exceptional raised ranch/split-entry home offers a rare blend of timeless New England character, contemporary style, modern efficiency, and remarkable versatility. Featuring over 3,282 square feet of thoughtfully designed living space, this unique property offers privacy and flexibility just minutes from top-rated schools, downtown Andover, commuter rail, and major transportation routes.The contemporary kitchen features a breakfast bar and opens seamlessly to the living and dining rooms, creating an inviting space for everyday living and entertaining. A true highlight is the spectacular 14’ x 16’ custom sunroom, complete with 9-foot ceilings, oversized sliding windows, and multiple access points to the garden and outdoor entertaining areas. Surrounded by natural light, this extraordinary space beautifully blends indoor and outdoor living.Designed with multigenerational living in mind, the home offers two additional private living suites. The first, located on the main living level, features a private bedroom, full bath, separate living room, walk-in closet, and dedicated entrance—ideal for extended family, guests, or live-in caregivers. The second suite on the lower level offers a fireplaced living room, half bath, studio-style kitchenette with refrigerator and microwave, and a flexible fifth-bedroom configuration. This versatile space is perfect for guests, a private retreat, recreation, or a home office.Significant upgrades provide added comfort, efficiency, and long-term value, including a high-efficiency propane heating system, new hot water storage tank, newer windows and siding, upgraded 200-amp electrical service, blown-in attic insulation, and foam-board crawlspace insulation.A spacious two-car attached garage, expansive private driveway with parking for eight or more vehicles, and a convenient turnaround area complete this exceptional offering. Enjoy the best of both worlds with easy access to major highways, tax-free New Hampshire shopping, the mountains, and the seacoast. A truly distinctive Andover property offering space, privacy, and outstanding versatility for today’s lifestyle!

Highlights

Fireplace

Property details

MLS
MLS Property Information Network
MLS #
73591863
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
1
On market date
October 16, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
10
Lot size
1.03 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
High Plain Elementary
0.84 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
531
Student:teacher ratio
11.5:1
District
Andover
Middle
Wood Hill Middle School
0.77 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
366
Student:teacher ratio
9.9:1
District
Andover
High
Gr Lawrence Regional Vocational Technical
1.85 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,655
Student:teacher ratio
11.3:1
District
Greater Lawrence Regional Vocational Technical

Walkability

Blended score for Andover's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

42
Somewhat walkable
out of 100
EPA National Walkability Index
6.8 / 20 -- Below average walkable
Google Places amenity density
54 / 100
Restaurants & cafes7
Grocery stores0
Parks10
Schools2
Transit stops2
Pharmacies1

Mortgage calculator

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Est. monthly payment
$6,095/mo
$197,437 down
$789,749 loan
Principal & interest$5,122
Property tax (est.)$823
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.