Single Family Residence at 191 HL Smith Road, Wilmington, NC 28411
1 photo

$1,099,000

191 HL Smith Road, Wilmington, NC 28411
Wilmington, NC 28411
Listed by Rainey E Wallace · Intracoastal Realty Corporation
Bedrooms
3
Bathrooms
3
Living area
2,931 sqft
Year built
2006

About this home

This custom-built Tony Ivey home overlooking Futch Creek captures the feel of a timeless coastal cottage, with tidal creek access to the Intracoastal Waterway for boating, kayaking, and paddle boarding right from your backyard. Step inside to a charming blue and white tile foyer, where an impressive 18-foot shiplap ceiling creates a light, airy welcome and sets the tone for the home's relaxed coastal style. Designed to take full advantage of its setting, nearly every room offers peaceful water views. A wall of sliding glass doors opens the living room to the covered porch, creating an effortless connection between indoors and out and plenty of places to enjoy the water. Upstairs, the private deck off the primary suite, recently updated with new decking and railing, is an incredible spot for morning coffee or winding down at the end of the day. The primary suite also features a spacious bath and fabulous walk-in closet. The floor plan is both functional and flexible, with front and rear staircases, a main-level bedroom or office option, and two additional bedrooms plus an office upstairs. The primary suite is privately accessed by the secondary staircase, creating a tucked-away retreat. The kitchen blends classic style with function, featuring Hollingsworth inset cabinetry, granite countertops, a large walk-in pantry, and a 40-inch gas range. A two-car garage is complemented by a spacious attached workshop, offering plenty of room for storage, hobbies, or a functional workspace. Outside, a garden shed and beautiful arbor lead toward the creek, where a new seawall and floating dock make it easy to enjoy life on the water. The setting feels private and tucked away with no HOA, while still being incredibly convenient. A 2-10 Home Buyers Warranty is also included for added peace of mind. Enjoy a Wilmington address within the coveted Topsail school district, just off Scotts Hill Loop and only a short distance from the shops, dining, and everyday conveniences of Porters Neck. This is coastal Wilmington living at its best: water access, privacy, craftsmanship, and a home designed around the way you actually want to live.

Highlights

Waterfront

Property details

MLS
Hive MLS
MLS #
100596489
Property type
Single Family Residence
Subdivision
Not In Subdivision
Status
Active
Days on market
64
On market date
August 14, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
2
Lot size
0.28 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
South Topsail Elementary
5.81 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
486
Student:teacher ratio
15.2:1
District
Pender County Schools
Middle
Topsail Middle
7.58 mi away · Grades 5-8
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
785
Student:teacher ratio
20.7:1
District
Pender County Schools
High
Pender Early College High
19.2 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
218
Student:teacher ratio
27.3:1
District
Pender County Schools

Walkability

Blended score for Wilmington's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

31
Car-dependent
out of 100
EPA National Walkability Index
6.2 / 20 -- Below average walkable

Mortgage calculator

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Est. monthly payment
$6,768/mo
$219,800 down
$879,200 loan
Principal & interest$5,702
Property tax (est.)$916
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 20 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.