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Stick/Site Built at 321 W Bank Street, Salisbury NC 28144, Salisbury
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50 photos

$650,000

321 W Bank Street, Salisbury NC 28144
Salisbury, NC 28144
Listed by Mechelle Kuld
Bedrooms
5
Bathrooms
4
Living area
4,132 sqft
Year built
1900

About this home

Historic charm meets timeless elegance in Salisbury’s West Square Historic District! This remarkable home offers over 4,100 sf of living space & conveniently located near all the amenities Salisbury has to offer. A spacious front porch welcomes you into a gracious foyer with beautiful staircase. The main level features a cozy living room with fireplace, bedroom with full bath, sitting room/library overlooking the backyard & office/bedroom with half bath. The updated chef’s kitchen boasts a large island, quartz countertops, tile backsplash, Wolf gas range, double wall ovens, SS appliances & abundant cabinetry. Upstairs offers a luxurious primary suite with glass shower, soaking tub, heated tile floors & walk-in closet, plus 2 additional bedrooms & 1.5 baths. Original hardwood floors, tall ceilings, detailed crown molding & abundant natural light showcase the home’s timeless appeal. Enjoy the screened rear porch, brick patio, private backyard, koi pond, storage building & ample parking.

Property details

MLS #
1234023
Property type
Stick/Site Built
Subdivision
None
Status
Active
Days on market
35
On market date
August 31, 2026
Stories
N/A
Total bathrooms
4
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.49 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Koontz Elementary
3.02 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
1.9
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: F (2025)
Enrollment
478
Student:teacher ratio
12.6:1
District
Rowan-Salisbury Schools
Middle
Knox Middle
1.73 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
517
Student:teacher ratio
16.7:1
District
Rowan-Salisbury Schools
High
Rowan Co Early College
1.82 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
239
Student:teacher ratio
26.6:1
District
Rowan-Salisbury Schools

Walkability

Blended score for Salisbury's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

70
Walkable
out of 100
EPA National Walkability Index
10.7 / 20 -- Above average walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores3
Parks14
Schools3
Transit stops20
Pharmacies3

Market position

How this listing compares to current activity in Salisbury, from live MLS data.

On the market 35 days -- 69 fewer days than Salisbury's current average of 104 days.
For reference, the median list price across 436 active listings in Salisbury right now is $325,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$4,064/mo
$130,000 down
$520,000 loan
Principal & interest$3,373
Property tax (est.)$542
Home insurance (est.)$150

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Data source: Listing information provided by Triad MLS via Trestle/CoreLogic. Last updated 12 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.