FRONT - 7544 BENT TREE LOOP, ST CLOUD
FRONT EXTERIOR - 7544 BENT TREE LOOP, ST CLOUD
KITCHEN - 7544 BENT TREE LOOP, ST CLOUD
FOYER / ENTRANCE - 7544 BENT TREE LOOP, ST CLOUD
KITCHEN WITH ISLAND - 7544 BENT TREE LOOP, ST CLOUD
LIVING ROOM - 7544 BENT TREE LOOP, ST CLOUD
DINING ROOM - 7544 BENT TREE LOOP, ST CLOUD
DINING AREA - 7544 BENT TREE LOOP, ST CLOUD
FOYER VIEW - 7544 BENT TREE LOOP, ST CLOUD
KITCHEN - 7544 BENT TREE LOOP, ST CLOUD
JACK & JILL BATH - 7544 BENT TREE LOOP, ST CLOUD
PRIMARY BEDROOM - 7544 BENT TREE LOOP, ST CLOUD
JACK & JILL BATHROOM - 7544 BENT TREE LOOP, ST CLOUD
SECONDARY BATHROOM - 7544 BENT TREE LOOP, ST CLOUD
COMMUNITY POOL LEFT VIEW - 7544 BENT TREE LOOP, ST CLOUD
COMMUNITY POOL RIGHT VIEW - 7544 BENT TREE LOOP, ST CLOUD
COMMUNITY POOL & CABANAS - 7544 BENT TREE LOOP, ST CLOUD
COMMUNITY DOG PARK - 7544 BENT TREE LOOP, ST CLOUD
COMMUNITY DOG PARK - 7544 BENT TREE LOOP, ST CLOUD
HARMONY CENTRAL COMMUNITY SIGN - 7544 BENT TREE LOOP, ST CLOUD
COMMUNITY ENTRANCE - 7544 BENT TREE LOOP, ST CLOUD
21 photos

$374,900

7544 BENT TREE LOOP
ST CLOUD, FL 34773
Listed by Viviani Moreno De Segovia
Bedrooms
4
Bathrooms
3
Living area
2,200 sqft
Year built
2026

About this home

Virtually Staged. Imagine having a true private space for overnight guests, extended stays or a quiet home office. 7544 Bent Tree Loop delivers that flexibility with a fourth bedroom featuring its own walk-in closet and private full bathroom. Now offered at $374,900, this move-in-ready Adams Home features fourth bedroom with walk-in closet and private full bathroom. This 4-bedroom, 3-bath 2200B plan gives you room to adapt. Use the additional bedroom for guests, remote work, hobbies or storage without sacrificing the main living areas. Three full bathrooms reduce morning traffic and give guests greater privacy. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 monthly—or approximately $48,038 over 20 years if the assessment remained unchanged. This comparison uses published FY2026 assessments for certain nearby properties; assessments vary by property and may change annually. The 20-year amount is a simple illustration assuming unchanged annual assessments, not guaranteed future savings. HOA fees and other property taxes are separate. Community amenities include a pool with cabanas and a dog park. Schedule your private tour and picture the everyday moments that could begin here.

Highlights

New construction

Property details

MLS
Stellar MLS
MLS #
MFRO6378633
Property type
Single Family Residence
Subdivision
HARMONY CENTRAL
Status
Active
Days on market
260
On market date
February 2, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.14 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
HARMONY COMMUNITY SCHOOL
1.79 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
910
Student:teacher ratio
17.5:1
District
OSCEOLA
Middle
HARMONY MIDDLE SCHOOL
1.11 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
19.7:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
1.17 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 260 days -- 152 more days than ST CLOUD's current average of 108 days.
For reference, the median list price across 1,968 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$2,408/mo
$74,980 down
$299,920 loan
Principal & interest$1,945
Property tax (est.)$312
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.