Single Family Residence at 6504 N 21ST ST, TAMPA
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$349,900

6504 N 21ST ST
TAMPA, FL 33610
Listed by Angela Sutton · MC HOMES REALTY INC
Bedrooms
3
Bathrooms
2.5
Living area
1,405 sqft
Year built
1955

About this home

Short Sale. UNBEATABLE TAMPA VALUE! Assumable Low 4% VA Rate! Stop scrolling—this is the unicorn you have been waiting for! Perfectly tailored for first time homebuyers, young families, and military veterans, this immaculate property offers a rare combination of modern upgrades, peace of mind, and an unbeatable financial upside. Please note that this property is a short sale and any purchase agreement requires final lender approval. Do not let the short sale label fool you—this home is in rare, turn key condition and exceptionally well maintained. Even better? Qualified buyers can bypass todays high market interest rates entirely by assuming the existing Freedom Mortgage VA loan with a jaw dropping rate in the low 4% range! Step inside this solid 3 bedroom, 2.5 bathroom block home to find a bright, open concept layout designed for modern living and effortless entertaining. The heart of the home is a fully updated kitchen showcasing premium granite countertops, a massive center island, and sleek stainless steel appliances. Big ticket updates mean zero stressful projects after closing. You will enjoy total peace of mind for years to come thanks to a roof replaced in 2019, plus a new water heater and a fully updated electrical panel completed in 2020. Outside, the massive, fully fenced backyard is an absolute dream for children, pets, and weekend barbecues, complete with a convenient storage shed. The location offers the ultimate mix of neighborhood charm and urban convenience. Young families will love being just a block away from Foster Elementary School and less than a mile from vibrant local parks. When you are ready to head out, you are just minutes away from the hot Seminole Heights dining scene—including local favorites like Rooster & the Till and Ella's—as well as USF, Armature Works, historic Ybor City, and Downtown Tampa. Plus, with lightning fast access to both I 275 and I 4, your daily commute will be a breeze. Opportunities like this are virtually non existent in todays market. Snag a historic interest rate, bypass high prices, and secure incredible equity today!

Property details

MLS
Stellar MLS
MLS #
MFRTB8562471
Property type
Single Family Residence
Subdivision
STEPHEN FOSTER HIGHLANDS
Status
Active
Days on market
1
On market date
October 29, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.18 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
FOSTER ELEMENTARY SCHOOL
0.11 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
381
Student:teacher ratio
13.1:1
District
HILLSBOROUGH
Middle
SLIGH MIDDLE SCHOOL
0.21 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
568
Student:teacher ratio
16.2:1
District
HILLSBOROUGH
High
PACE CENTER FOR GIRLS
0.74 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
60
Student:teacher ratio
15.0:1
District
HILLSBOROUGH

Walkability

Blended score for TAMPA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

84
Highly walkable
out of 100
EPA National Walkability Index
14.5 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores16
Parks4
Schools13
Transit stops20
Pharmacies8

Market position

How this listing compares to current activity in TAMPA, from live MLS data.

On the market 1 days -- 82 fewer days than TAMPA's current average of 83 days.
For reference, the median list price across 6,560 active listings in TAMPA right now is $340,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$2,257/mo
$69,980 down
$279,920 loan
Principal & interest$1,816
Property tax (est.)$292
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 19 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.