Front View - 5138 Watermead Lane, Belmont
Single Family Residence at 5138 Watermead Lane, Belmont, photo 2 of 59
Foyer - 5138 Watermead Lane, Belmont
Walkway To Kitchen Area - 5138 Watermead Lane, Belmont
Formal Dining Area - 5138 Watermead Lane, Belmont
Single Family Residence at 5138 Watermead Lane, Belmont, photo 6 of 59
AI Generated Photo of Dining Room - 5138 Watermead Lane, Belmont
Den/Office Area - 5138 Watermead Lane, Belmont
Den - 5138 Watermead Lane, Belmont
Single Family Residence at 5138 Watermead Lane, Belmont, photo 10 of 59
AI Generated Photo of Den - 5138 Watermead Lane, Belmont
Kitchen Dining Area - 5138 Watermead Lane, Belmont
New Paint - 5138 Watermead Lane, Belmont
AI Generated Photo of Kitchen Dining Area - 5138 Watermead Lane, Belmont
Single Family Residence at 5138 Watermead Lane, Belmont, photo 15 of 59
New Paint 9/26 - 5138 Watermead Lane, Belmont
Kitchen - 5138 Watermead Lane, Belmont
New Paint 9/26 - 5138 Watermead Lane, Belmont
Single Family Residence at 5138 Watermead Lane, Belmont, photo 19 of 59
Single Family Residence at 5138 Watermead Lane, Belmont, photo 20 of 59
Island Area - 5138 Watermead Lane, Belmont
Single Family Residence at 5138 Watermead Lane, Belmont, photo 22 of 59
Kitching Area - 5138 Watermead Lane, Belmont
AI Generated Photo of Kitchen with Color Change - 5138 Watermead Lane, Belmont
New Paint 9/26 - 5138 Watermead Lane, Belmont
New Paint 9/26 - 5138 Watermead Lane, Belmont
Family Room - 5138 Watermead Lane, Belmont
AI Generated Photo of the Family Room - 5138 Watermead Lane, Belmont
New Paint 9/26 - 5138 Watermead Lane, Belmont
AI Generated Photo of Primary Bedroom - 5138 Watermead Lane, Belmont
Primary Bedroom - 5138 Watermead Lane, Belmont
Primary Bath - 5138 Watermead Lane, Belmont
Single Family Residence at 5138 Watermead Lane, Belmont, photo 33 of 59
Single Family Residence at 5138 Watermead Lane, Belmont, photo 34 of 59
Mudroom / Laundry Entry Level - 5138 Watermead Lane, Belmont
Upper Bedroom #2 - 5138 Watermead Lane, Belmont
Ensuite Bathe - 5138 Watermead Lane, Belmont
Single Family Residence at 5138 Watermead Lane, Belmont, photo 38 of 59
Bedroom #3 - 5138 Watermead Lane, Belmont
Unfinished HLA over garage. - 5138 Watermead Lane, Belmont
AI Generated photo of potential conversion of area over the garage. - 5138 Watermead Lane, Belmont
Main Lower Level Recreation Room - 5138 Watermead Lane, Belmont
Single Family Residence at 5138 Watermead Lane, Belmont, photo 43 of 59
Fourth Bedroom Area - 5138 Watermead Lane, Belmont
Fourth Bedroom - 5138 Watermead Lane, Belmont
AI Generated Photo of Downstairs Bedroom - 5138 Watermead Lane, Belmont
Work Shop basement level. Expand for future HLA. - 5138 Watermead Lane, Belmont
Open Back Deck Area - 5138 Watermead Lane, Belmont
Lower Stone Patio with Water Fall Feature - 5138 Watermead Lane, Belmont
lowe maintenance Astroturf lower level. - 5138 Watermead Lane, Belmont
Single Family Residence at 5138 Watermead Lane, Belmont, photo 51 of 59
Backyard pond and waterfall - 5138 Watermead Lane, Belmont
AI Generated Pool Design for backyard - 5138 Watermead Lane, Belmont
Backyard View. - 5138 Watermead Lane, Belmont
Clubhouse - 5138 Watermead Lane, Belmont
Community pool, playground, and tennis courts. - 5138 Watermead Lane, Belmont
Community Pool - 5138 Watermead Lane, Belmont
Two Lighted Tennis Courts - 5138 Watermead Lane, Belmont
Community Marina Area - 5138 Watermead Lane, Belmont
59 photos

$1,025,000

5138 Watermead Lane
Belmont, NC 28012
Listed by Jeff Moll · Keller Williams Ballantyne Area
Bedrooms
4
Bathrooms
3.5
Living area
3,978 sqft
Year built
2012

About this home

NEW MARKET PRICE! This home can't be built where it's marketed, so why wait when you can move in now! Welcome to your next home, beautifully situated on a 0.54-acre lot with water views from the back. This walkout basement home is located in the gated community of Reflection Pointe on Lake Wylie. Step through the striking, custom-designed Clark metal arched door into a warm and inviting two-story foyer, where beautiful Terracotta French tiles flow seamlessly into the kitchen, breakfast area, and back entry. Upon entry, to your left sits a formal dining room, while to your right, a cozy sitting room/den features elegant built-in cabinetry, both with walnut hardwood floors. Perfect for entertaining, the gourmet kitchen boasts cherry cabinetry with self-closing drawers, granite countertops, and Travertine tile backsplash with slate inserts on the cooktop wall. The center of the kitchen has a copper pot hanger over a baking table, and a large island with a sink and breakfast bar, great for entertaining. Stainless steel appliances, including a refrigerator, a five-burner cooktop with a copper range hood, a dishwasher, and a double-wall oven, enhance the kitchen's feel. The breakfast area also connects back to the sitting/den via a butler's pantry, complete with soapstone countertops, stone tile backsplash, a sink, a wine refrigerator, and a half-bath. Moving into the heart of the home, the layout opens into an expansive floor plan with seven-inch-wide, multi-length walnut hardwood floors that flow across the family room. The family room centers around a cozy fireplace and offers picturesque outdoor views with direct access to the back deck. For ultimate relaxation, the main-level primary suite features walnut hardwood floors, a primary bathroom with travertine-tiled floors, split vanities, marble countertops, cherry cabinetry, a soaking tub, and a spacious walk-in closet with custom built-ins. The laundry is conveniently located in the back-entry mudroom, featuring cherry cabinets with soapstone countertops, a stone-and-copper tile backsplash, and a sink. Upstairs, you will find two additional bedrooms, a Jack-and-Jill bath, and an unfinished 300-square-foot space over the garage, ripe for conversion. The walkout lower level adds tremendous value, offering a massive recreation room with a wet bar, a fourth bedroom, and a full bath. The unfinished workshop and storage areas offer excellent potential for conversion into additional heated living space. Enjoy the expansive fenced backyard with a stone water feature, low-maintenance astroturf, seasonal waterviews, and additional area for possible pool or expanded green space. The side facing the two-car garage is also wired for electric vehicles. The community amenities, fountained ponds, recreation field, and marina area with lake access are why you will find this to be one of Belmont's finest communities!

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4382710
Property type
Single Family Residence
Subdivision
Reflection Pointe
Status
Active
Days on market
149
On market date
May 22, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Belmont Central Elementary
6.22 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
4.62 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
14.41 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

30
Car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 149 days -- 66 more days than Belmont's current average of 83 days.
For reference, the median list price across 256 active listings in Belmont right now is $450,000.

Mortgage calculator

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Est. monthly payment
$6,323/mo
$205,000 down
$820,000 loan
Principal & interest$5,319
Property tax (est.)$854
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 7 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.