Front Entrance and 3 Car Garage - 5129 Watermead Lane, Belmont
Front of House - 5129 Watermead Lane, Belmont
Backyard view with digitally staged fireplace - 5129 Watermead Lane, Belmont
Digitally Staged - Yard perfect for pool - 5129 Watermead Lane, Belmont
Foyer Entrance - 5129 Watermead Lane, Belmont
Metal and wrought iron entry - 5129 Watermead Lane, Belmont
Spacious Gourmet Bosch Kitchen - 5129 Watermead Lane, Belmont
Spacious Gourmet Bosch Kitchen - 5129 Watermead Lane, Belmont
Spacious Gourmet Bosch Kitchen - 5129 Watermead Lane, Belmont
Spacious Gourmet Bosch Kitchen - 5129 Watermead Lane, Belmont
Bright Breakfast Area - 5129 Watermead Lane, Belmont
Bright Breakfast Area - 5129 Watermead Lane, Belmont
Living Room Open concept to Kitchen - 5129 Watermead Lane, Belmont
Living Room Open concept to Kitchen - 5129 Watermead Lane, Belmont
Living Room Open concept to Kitchen - 5129 Watermead Lane, Belmont
Dining / Office Room - 5129 Watermead Lane, Belmont
Dining / Office Room - 5129 Watermead Lane, Belmont
Dining / Office Room - 5129 Watermead Lane, Belmont
1st Floor Master - 5129 Watermead Lane, Belmont
1st Floor Master - 5129 Watermead Lane, Belmont
Spacious Master Bath Suite - 5129 Watermead Lane, Belmont
Master Shower Glass / Tile - 5129 Watermead Lane, Belmont
Master Soaking Tub - 5129 Watermead Lane, Belmont
Downstairs Bath - 5129 Watermead Lane, Belmont
Back Porch Shaded - 5129 Watermead Lane, Belmont
Back Porch Shaded - Digitally Staged - 5129 Watermead Lane, Belmont
Finished Room Over Garage - 5129 Watermead Lane, Belmont
Finished Room Over Garage - 5129 Watermead Lane, Belmont
Spacious Loft with Step to Theater / Game Room - 5129 Watermead Lane, Belmont
Spacious Loft - 5129 Watermead Lane, Belmont
Digital Staging Loft Area - 5129 Watermead Lane, Belmont
Digitally Staged Theater / Game Room - 5129 Watermead Lane, Belmont
Theater / Game Room - 5129 Watermead Lane, Belmont
Upstairs Bedroom - 5129 Watermead Lane, Belmont
Upstairs Bedroom - 5129 Watermead Lane, Belmont
Full Bathroom - 5129 Watermead Lane, Belmont
Full Bathroom - 5129 Watermead Lane, Belmont
Upstairs Bedroom - 5129 Watermead Lane, Belmont
Upstairs Bedroom - 5129 Watermead Lane, Belmont
3 Car Garage - 5129 Watermead Lane, Belmont
Drive Entrance - 5129 Watermead Lane, Belmont
Private ViewFrom Street View - 5129 Watermead Lane, Belmont
Back Yard View of Home - 5129 Watermead Lane, Belmont
Front Gate Entry - Gated community - 5129 Watermead Lane, Belmont
44 photos

$1,050,000

5129 Watermead Lane
Belmont, NC 28012
Listed by David Wigfield · Century 21 Echelon
Bedrooms
5
Bathrooms
3.5
Living area
4,347 sqft
Year built
2006

About this home

Owner financing options available with below market interest rates! Call listing agent to discuss the details! Beautiful, spacious custom home in Belmont’s premier gated community, Reflection Pointe, just steps from Lake Wylie and neighborhood amenities. All-brick transitional design, painted with "European Wash" Accent with 5 bedrooms, 3.5 baths and approximately 4,347 square feet HLA gives you the space you’ve been looking for, plus a lush half-acre private lot. Inside, you’ll love the warm hardwood floors, gracious 2-story layout, inviting great room with fireplace, and a true entertainer’s kitchen featuring Bosch appliances including double ovens and a warming drawer, gas cooktop, generous granite island. The main-level layout is designed for comfort and convenience with a spacious primary retreat offering a soaking tub, walk-in closet, and easy access to the laundry room on the same level. Upstairs you’ll find additional bedrooms and baths, giving everyone their own space along with flexible options for a bonus room, home office, or media room. Thoughtful details continue throughout the home with insulated windows, tankless gas water heater, in-ground irrigation, and an oversized attached garage plus golf cart bay and keypad entry. Step outside to a covered porch/lanai that extends your living space outdoors and overlooks the landscaped backyard that gently leads to a community walking trail, serene pond, and fountain. From sunrise walks to sunset strolls, you’re perfectly positioned to enjoy the natural beauty that makes Reflection Pointe so special. Living here feels like vacation every day: enjoy the clubhouse, pool, lighted tennis courts, playground, recreation areas, 22 ponds with working fountains throughout the community and community beach right on Lake Wylie, plus boat/trailer storage included in the HOA fee. Only 25 miles to Mountain Island Lake for lake boating. Spend evenings at the community pavilion by the marina, relax on the sandy beach, and watch the sunset over the main channel of Lake Wylie. All of this in the sought-after Belmont location with highly rated Belmont Central Elementary and easy access to shopping, dining, and historic downtown Belmont. Great backyard level and ready for a pool install! Great access to the Douglas Airport, the White Water Center and Downtown Charlotte! Great place to be! * Please note some images are digitally staged, there is no existing swimming pool.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4384748
Property type
Single Family Residence
Subdivision
Reflection Pointe
Status
Active
Days on market
137
On market date
June 7, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
3
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Belmont Central Elementary
6.26 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
4.65 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
14.48 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

30
Car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 137 days -- 54 more days than Belmont's current average of 83 days.
For reference, the median list price across 256 active listings in Belmont right now is $450,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$6,473/mo
$210,000 down
$840,000 loan
Principal & interest$5,448
Property tax (est.)$875
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.