Single Family Residence at 440 Beaver Ridge Road, Murphy, NC 28906
Single Family Residence at 440 Beaver Ridge Road, Murphy, NC 28906, photo 2 of 4
Single Family Residence at 440 Beaver Ridge Road, Murphy, NC 28906, photo 3 of 4
Single Family Residence at 440 Beaver Ridge Road, Murphy, NC 28906, photo 4 of 4
4 photos

$399,000

440 Beaver Ridge Road, Murphy, NC 28906
Murphy, NC 28906
Listed by Joey Reid · Appalachian Land Company
Bedrooms
3
Bathrooms
2.5
Living area
1,980 sqft
Year built
1990

About this home

Wake up where the river is the main event. This true log cabin on the Hiwassee River delivers the kind of mountain lifestyle buyers dream about, with stunning water views, prime fishing right from home, and wrap-around, multi-level decks made for morning coffee, sunset dinners, and nights by the fire pit. Inside, warm wood ceilings, wood walls, and wood floors create authentic cabin character, while 4 bedrooms, 3.5 baths, a loft, sunroom, and attached double garage give you the space and function needed for full-time living or an unforgettable getaway. Fiber optic internet keeps you connected, and the paved asphalt drive adds easy access. Just a short drive from downtown Murphy, John C. Campbell Folk School, Tri-County Community College, and Erlanger Hospital, this riverfront retreat blends rustic charm with everyday convenience.

Highlights

Waterfront

Property details

MLS
Hive MLS
MLS #
98544515
Property type
Single Family Residence
Subdivision
Beaver Ridge
Status
Active
Days on market
163
On market date
August 17, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
2
Lot size
0.75 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Murphy Elementary
3.59 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
422
Student:teacher ratio
11.1:1
District
Cherokee County Schools
Middle
Murphy Middle
3.35 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
306
Student:teacher ratio
15.3:1
District
Cherokee County Schools
High
Murphy High
3.41 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
442
Student:teacher ratio
12.6:1
District
Cherokee County Schools

Walkability

Blended score for Murphy's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

23
Car-dependent
out of 100
EPA National Walkability Index
4.7 / 20 -- Least walkable

Market position

How this listing compares to current activity in Murphy, from live MLS data.

On the market 163 days -- 17 fewer days than Murphy's current average of 180 days.
For reference, the median list price across 585 active listings in Murphy right now is $248,500.

Mortgage calculator

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Est. monthly payment
$2,553/mo
$79,800 down
$319,200 loan
Principal & interest$2,070
Property tax (est.)$333
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated August 19, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.