Exterior of Ratcliffe - 435 S Tryon Street, Charlotte
Exterior of Ratcliffe - 435 S Tryon Street, Charlotte
Exterior of Ratcliffe - 435 S Tryon Street, Charlotte
Kitchen - 435 S Tryon Street, Charlotte
Kitchen - 435 S Tryon Street, Charlotte
Washer/Driyer - 435 S Tryon Street, Charlotte
Great Room - 435 S Tryon Street, Charlotte
Bedroom - 435 S Tryon Street, Charlotte
Closet - 435 S Tryon Street, Charlotte
Fireplace - 435 S Tryon Street, Charlotte
Shelves - 435 S Tryon Street, Charlotte
Shelves - 435 S Tryon Street, Charlotte
Dining Area - 435 S Tryon Street, Charlotte
Bath - 435 S Tryon Street, Charlotte
Bath - 435 S Tryon Street, Charlotte
Tub - 435 S Tryon Street, Charlotte
Condo Lobby - 435 S Tryon Street, Charlotte
Condo Elevator - 435 S Tryon Street, Charlotte
Exterior of Ratcliffe - 435 S Tryon Street, Charlotte
Exterior - 435 S Tryon Street, Charlotte
Exterior - 435 S Tryon Street, Charlotte
Entrance - 435 S Tryon Street, Charlotte
22 photos

$394,900

435 S Tryon Street
Charlotte, NC 28202
Listed by Grady Thomas · Century 21 Providence Realty
Bedrooms
1
Bathrooms
1
Living area
864 sqft
Year built
2002

About this home

The Ratcliffe Condos offer a distinctly urban lifestyle in the heart of Uptown Charlotte, combining historic character with modern convenience. Located at 435 S. Tryon Street, the building places residents within walking distance of many of the city's premier destinations. This home is modern, features built-ins, gas fireplace and a wonderful kitchen area very suitable for entertaining. Features 1 Bedroom/1 Full Bath with spacious Primary BR, Great Room and balcony. Modern Primary Bath including separate shower and tub. Includes a designated parking spot as well as a 10x20 Storage Space near the parking. Some of the key advantages of living at The Ratcliffe include: Walkable lifestyle: Residents can easily walk to restaurants, coffee shops, entertainment venues, museums, grocery options, sporting events, and many of Uptown Charlotte's major employers. This reduces reliance on a car for day-to-day activities. Adjacent to The Green: The building overlooks The Green, a popular urban park that hosts public art, outdoor performances, festivals, and provides an inviting green space for relaxation in the center of the city. Access to Charlotte's cultural district: The Ratcliffe sits across from the Levine Center for the Arts, making it convenient to enjoy theaters, museums, galleries, concerts, and performing arts throughout the year. Connected to the Overstreet pedestrian network: One of The Ratcliffe's most distinctive advantages is its direct connection to Uptown's Overstreet pedestrian system through the Wells Fargo complex, allowing residents to reach offices, restaurants, and retail while staying indoors during inclement weather. Boutique residential atmosphere: Unlike many larger high-rise towers, The Ratcliffe has a relatively limited number of residences, offering a quieter, more private living environment while still being in the center of the city. Historic architecture with modern residences: The development preserved the historic 1929 Ratcliffe Flowers building and its iconic neon sign while incorporating spacious contemporary condominiums, giving owners a blend of architectural character and modern amenities. Dining and retail at your doorstep: Ground-floor restaurants and retail spaces provide convenient dining options, including well-known local establishments, without leaving the building. Ideal for professionals: Its proximity to Charlotte's banking, finance, legal, and corporate offices makes commuting easy for professionals working in Uptown, often allowing residents to walk to work. Luxury residential features: Many residences offer expansive floor plans, chef-inspired kitchens, private balconies or terraces, skyline views, secure building access, underground parking, and additional storage—features that distinguish The Ratcliffe from many urban condominiums. Overall, The Ratcliffe appeals to buyers seeking a true live-work-play urban lifestyle. Its combination of walkability, cultural access, historic character, boutique scale, and connectivity makes it one of Uptown Charlotte's most distinctive condominium communities. This will not last long and attractively priced.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4404607
Property type
Condominium
Subdivision
The Ratcliffe
Status
Active
Days on market
39
On market date
July 19, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
1
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Ashley Park PreK-8 School
2.57 mi away · Grades -1-8
Zoned school (attendance boundary, 2015-16 data)
2.9
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
365
Student:teacher ratio
10.7:1
District
Charlotte-Mecklenburg Schools
Middle
Piedmont Middle School
1.29 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.1
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,090
Student:teacher ratio
22.7:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
7.11 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Charlotte's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

86
Highly walkable
out of 100
EPA National Walkability Index
15.2 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores9
Parks20
Schools20
Transit stops20
Pharmacies4

Market position

How this listing compares to current activity in Charlotte, from live MLS data.

On the market 39 days -- 30 fewer days than Charlotte's current average of 69 days.
For reference, the median list price across 5,609 active listings in Charlotte right now is $359,900.

Mortgage calculator

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Est. monthly payment
$2,528/mo
$78,980 down
$315,920 loan
Principal & interest$2,049
Property tax (est.)$329
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated August 27, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.