One of only four park-facing residences with this floor plan. - 435 S Tryon Street, Charlotte
Looking for rates in the 4's? Use the seller credit toward a 3/2/1 buydown. Ask agents for details. - 435 S Tryon Street, Charlotte
A true covered terrace overlooking The Green — outdoor living in the heart of Uptown. - 435 S Tryon Street, Charlotte
Soaring 10'8" ceilings, hardwood floors and expansive park-facing windows. - 435 S Tryon Street, Charlotte
Open living and dining spaces filled with natural light and views of The Green. - 435 S Tryon Street, Charlotte
Timeless interior details include extensive moldings, hardwood floors and exceptional natural light. - 435 S Tryon Street, Charlotte
An open floor plan designed equally well for everyday living and entertaining. - 435 S Tryon Street, Charlotte
The covered terrace offers room to dine, entertain, or simply take in Uptown. The brick wall provides privacy from the neighboring unit. - 435 S Tryon Street, Charlotte
Uptown Charlotte surrounds you while The Green sits directly below. - 435 S Tryon Street, Charlotte
Condominium at 435 S Tryon Street, Charlotte, photo 10 of 32
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Condominium at 435 S Tryon Street, Charlotte, photo 12 of 32
Condominium at 435 S Tryon Street, Charlotte, photo 13 of 32
Spacious kitchen open to the main living and dining areas. - 435 S Tryon Street, Charlotte
Condominium at 435 S Tryon Street, Charlotte, photo 15 of 32
Condominium at 435 S Tryon Street, Charlotte, photo 16 of 32
Condominium at 435 S Tryon Street, Charlotte, photo 17 of 32
Condominium at 435 S Tryon Street, Charlotte, photo 18 of 32
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Condominium at 435 S Tryon Street, Charlotte, photo 20 of 32
primary bath with jetted tub - 435 S Tryon Street, Charlotte
Condominium at 435 S Tryon Street, Charlotte, photo 22 of 32
Condominium at 435 S Tryon Street, Charlotte, photo 23 of 32
guest suite with direct view of the green - 435 S Tryon Street, Charlotte
guest bath - 435 S Tryon Street, Charlotte
Condominium at 435 S Tryon Street, Charlotte, photo 26 of 32
Shops and restaurants at the base of the building along the park. - 435 S Tryon Street, Charlotte
Condominium at 435 S Tryon Street, Charlotte, photo 28 of 32
Condominium at 435 S Tryon Street, Charlotte, photo 29 of 32
Splash Pad in the Green Park. - 435 S Tryon Street, Charlotte
Across Tryon from museums and cultural district. - 435 S Tryon Street, Charlotte
Welcome to the Ratcliffe. One of Uptown's most notable buildings. - 435 S Tryon Street, Charlotte
32 photos

$754,999

435 S Tryon Street
Charlotte, NC 28202
Listed by Scott Russo · The McDevitt Agency
Bedrooms
2
Bathrooms
2
Living area
1,393 sqft
Year built
2002

About this home

LOOKING FOR A MORTGAGE RATE IN THE 4s? The seller is offering $30,000 toward eligible buyer closing costs or a mortgage rate buydown, creating an extraordinary opportunity to own one of The Ratcliffe's most desirable park-facing residences. With an eligible 3-2-1 temporary buydown, qualified buyers could potentially enjoy an effective payment rate in the low 4s during year one, the 5s in year two and the 6s in year three, based on lender illustrations. Ask about the financing details! There are luxury condos. Then there is The Ratcliffe. For buyers who have dreamed of owning on The Ratcliffe's coveted park-facing side without crossing the seven-figure threshold, Residence 703 represents a rare opportunity. One of only four residences featuring this sought-after floor plan and centered along the park-facing side of the building, #703 combines the architectural character The Ratcliffe is known for with one of its most desirable locations. Inside, soaring 10'8" ceilings, hardwood floors, extensive moldings and a gas fireplace create a warm, timeless living environment. Expansive windows fill the home with natural light, while the open kitchen, dining and living areas flow together for everyday living and entertaining, all with views of Uptown and The Green. The covered terrace is what truly sets this residence apart. Unlike the narrow balconies found in many Uptown condos, this is genuine outdoor living space overlooking The Green, with room for dinner with friends, a quiet evening outside or simply watching the city come alive below. The spacious primary suite features a generous walk-in closet and bath with dual vanities, whirlpool tub and separate shower. A secondary bedroom and full bath provide flexibility for guests, a home office or both. And then there is the location. The Green is outside your door, framed by the Mint Museum, Bechtler Museum of Modern Art, Charlotte Convention Center and historic St. Peter's Church. Restaurants, theaters, sporting events, museums and Uptown's cultural destinations are moments away. Two deeded parking spaces and a private storage unit complete the package. Positioned substantially below its independent July 2026 appraisal and lightly used by its original owner, Residence 703 offers an exceptional opportunity to own one of The Ratcliffe's coveted park-facing homes at a price rarely available in the building. Seller welcomes reasonable offers and is offering up to $30,000 toward eligible buyer closing costs or a mortgage rate buydown with an acceptable contract by October 27, 2026. Financing examples are illustrative, subject to lender approval and buyer qualifications. The full mortgage note rate applies after the temporary buydown period.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4337445
Property type
Condominium
Subdivision
The Ratcliffe
Status
Active
Days on market
153
On market date
February 8, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Ashley Park PreK-8 School
2.57 mi away · Grades -1-8
Zoned school (attendance boundary, 2015-16 data)
2.9
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
365
Student:teacher ratio
10.7:1
District
Charlotte-Mecklenburg Schools
Middle
Piedmont Middle School
1.29 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.1
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,090
Student:teacher ratio
22.7:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
7.11 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Charlotte's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

86
Highly walkable
out of 100
EPA National Walkability Index
15.2 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores9
Parks20
Schools20
Transit stops20
Pharmacies4

Market position

How this listing compares to current activity in Charlotte, from live MLS data.

On the market 153 days -- 85 more days than Charlotte's current average of 68 days.
For reference, the median list price across 5,664 active listings in Charlotte right now is $359,900.

Mortgage calculator

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Est. monthly payment
$4,697/mo
$151,000 down
$603,999 loan
Principal & interest$3,918
Property tax (est.)$629
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.