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$1,900,000

4324 SALTWATER PEARL WAY
CORTEZ, FL 34215
Listed by Landon Ellis · BOYD REALTY
Bedrooms
4
Bathrooms
3.5
Living area
1,783 sqft
Year built
2026

About this home

Under Construction. Experience net-zero coastal living in the award-winning, hurricane-resilient community of Hunters Point, just moments from Anna Maria Island. This four-bedroom, three-and-a-half-bath home is designed for luxury, efficiency, and resilience. This LEED-certified, net-zero energy home is expected to achieve an exceptional HERS Index Rating of -13 and generate more power than it consumes, helping eliminate traditional electric bills. Included features are solar panels, batteries, Tesla EV fast charger, smart energy systems, high-performance construction, storm-resistant materials, high-end finishes, open-concept coastal design, private elevator, flexible fourth bedroom, and an extended deck for outdoor living. Hunters Point has a proven record of hurricane resilience, with no community insurance claims or water intrusion even after major storms. Homeowners enjoy boating, outdoor recreation, low-maintenance living, and short-term rental-friendly ownership near Anna Maria Island. With Marriott/Mainsail now managing the community, owners benefit from professional hospitality-driven management that enhances both lifestyle and investment potential. A smarter way to live by the sea. Built not just for today, but for the future.

Highlights

WaterfrontNew construction

Property details

MLS
Stellar MLS
MLS #
MFRA4698456
Property type
Single Family Residence
Subdivision
HUNTERS POINT
Status
Active
Days on market
22
On market date
July 31, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
1
Parking spaces
N/A
Lot size
0.06 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
ANNA MARIA ELEMENTARY SCHOOL
2.6 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
195
Student:teacher ratio
12.2:1
District
MANATEE
Middle
MARTHA B. KING MIDDLE SCHOOL
3.87 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
914
Student:teacher ratio
18.3:1
District
MANATEE
High
MANATEE HIGH SCHOOL
5.87 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,034
Student:teacher ratio
21.2:1
District
MANATEE

Walkability

Blended score for CORTEZ's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

53
Somewhat walkable
out of 100
EPA National Walkability Index
11.5 / 20 -- Above average walkable
Google Places amenity density
45 / 100
Restaurants & cafes8
Grocery stores2
Parks1
Schools0
Transit stops12
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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%
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Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$11,592/mo
$380,000 down
$1,520,000 loan
Principal & interest$9,859
Property tax (est.)$1,583
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 22, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.