Aerial iew of the home, lake access and mountain creek marina. Beautiful water views! - 4278 Harbor Lane, Sherrills Ford
View of front of the home - 4278 Harbor Lane, Sherrills Ford
Virtual staged front porch - 4278 Harbor Lane, Sherrills Ford
Rear of home.  Enjoy time on screened in porches viewing the large back yard and views of the lake certain times of the year. - 4278 Harbor Lane, Sherrills Ford
updated screened in porch in the rear - views!! - 4278 Harbor Lane, Sherrills Ford
Lake access ramp - to the right as you enter the neighborhood. - 4278 Harbor Lane, Sherrills Ford
View from front of home - large channel from the lake entrance!! - 4278 Harbor Lane, Sherrills Ford
Home is less than a mile from the publix shopping center, retail shops, restaurants. - 4278 Harbor Lane, Sherrills Ford
Welcome to your lake fun getaway!! - 4278 Harbor Lane, Sherrills Ford
Open floor plan.- living area opens up to a deck with a beautiful view of Lake Norman! - 4278 Harbor Lane, Sherrills Ford
Another view of the open floor plan - great for entertaining or relaxing!  Beautiful lake views and natural light galore! - 4278 Harbor Lane, Sherrills Ford
Living area - 4278 Harbor Lane, Sherrills Ford
Open floor plan.  Spacious eat in kitchen! - 4278 Harbor Lane, Sherrills Ford
View of kitchen and dining area leading out to two screened in porches! - 4278 Harbor Lane, Sherrills Ford
Kitchen - 4278 Harbor Lane, Sherrills Ford
View of the kitchen with updated appliances/frig included - 4278 Harbor Lane, Sherrills Ford
Single Family Residence at 4278 Harbor Lane, Sherrills Ford, photo 17 of 35
Good counter space for preparing meals!! - 4278 Harbor Lane, Sherrills Ford
Open floor plan.  View from kitchen into the living area. - 4278 Harbor Lane, Sherrills Ford
The frig conveys with the property. - 4278 Harbor Lane, Sherrills Ford
Laundry - 4278 Harbor Lane, Sherrills Ford
Master bedroom Suite - Roomy!!!  Dual fans - 4278 Harbor Lane, Sherrills Ford
Master bedroom - 4278 Harbor Lane, Sherrills Ford
Side view of master suite. - 4278 Harbor Lane, Sherrills Ford
Master bathroom - 4278 Harbor Lane, Sherrills Ford
2nd bedroom - 4278 Harbor Lane, Sherrills Ford
Large Hallway bathroom - 4278 Harbor Lane, Sherrills Ford
Hallway bathroom - shows back section - 4278 Harbor Lane, Sherrills Ford
3rd bedroom - 4278 Harbor Lane, Sherrills Ford
Views from the double screened in porches! - 4278 Harbor Lane, Sherrills Ford
Spacious screened in porch! - 4278 Harbor Lane, Sherrills Ford
Views from the lower screened in proch! - 4278 Harbor Lane, Sherrills Ford
aerial of front of home - 4278 Harbor Lane, Sherrills Ford
View of front of the home - 4278 Harbor Lane, Sherrills Ford
BAck of home.  Enjoy time on screened in porches viewing the  large back yard with views of the lake certain times of the year! - 4278 Harbor Lane, Sherrills Ford
35 photos

$334,900

4278 Harbor Lane
Sherrills Ford, NC 28673
Listed by Kim Coggins · Howard Hanna Allen Tate Lake Norman
Bedrooms
3
Bathrooms
2
Living area
1,428 sqft
Year built
1982

About this home

GREAT OPPORTUNITY to have amazing lake views and lake access to Lake Norman!!! So Affordable!!!!! This is a unique opportunity to own an affordable property with beautiful lake views of Lake Norman. This 3 bed, 2 bath home is perfect as a full-time residence, seasonal getaway, or even a VRBO/investment rental property- NO HOA! This home was built elevated to maximize the stunning water views. Enjoy year-round water views from inside the home, one of the covered screened-in porches located right off of the kitchen or additionally, the deck in the front of the home. All ideal for entertaining or relaxing while enjoying the peaceful surroundings. This one-owner home has been exceptionally well cared for and features several recent updates which are listed below. The one-level open floor plan offers comfortable living with a spacious laundry room, three bedrooms, and two full baths. Beautiful water views can be appreciated all through the home creating a bright and inviting atmosphere throughout. Includes Deeded Water Access. All 17 homeowners share ownership of the first lot on the right as you enter the neighborhood, which provides access to Lake Norman. Bring your boat right from the driveway to the lake access point!!! Mountain Creek Marina is also conveniently located less than a quarter mile drive from the property or just across the water from the lake access. (Mountain Creek Marina - 704-483-0077/mtcreekmarina.com) Major updates include: Universal Windows (2019-30 year warranty) New roof (2020) Heat pump/Central air system (2021) Whole house water filtration system (2003) Screened in/covered back deck addition (approx 10 years ago) carpet, electrical outlets and some lighting (2026) washer/dryer conveys. Schedule your showing today and start enjoying lake living at an affordable price! This home is back on the market after further inspection. The property has been evaluated by a structural engineer. According to the engineer, the observed settling is longstanding, related to original construction methods, and not believed to be ongoing. Reports and findings from the engineer are attached to this listing. For information regarding the 150 widening project visit: https://www.ncdot.gov/projects/nc-150/Pages/default.aspx

Property details

MLS
Canopy MLS
MLS #
CAR4346441
Property type
Single Family Residence
Subdivision
Colony Harbor
Status
Active
Days on market
195
On market date
March 13, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Sherrills Ford Elementary
3.05 mi away · Grades 0-6
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
493
Student:teacher ratio
16.4:1
District
Catawba County Schools
Middle
Mill Creek Middle
7.08 mi away · Grades 7-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
420
Student:teacher ratio
16.8:1
District
Catawba County Schools
High
Bandys High
6.7 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
791
Student:teacher ratio
18.0:1
District
Catawba County Schools

Walkability

Blended score for Sherrills Ford's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

26
Car-dependent
out of 100
EPA National Walkability Index
7.3 / 20 -- Below average walkable
Google Places amenity density
10 / 100
Restaurants & cafes2
Grocery stores0
Parks0
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Sherrills Ford, from live MLS data.

On the market 195 days -- 91 more days than Sherrills Ford's current average of 104 days.
For reference, the median list price across 180 active listings in Sherrills Ford right now is $420,075.

Mortgage calculator

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Est. monthly payment
$2,167/mo
$66,980 down
$267,920 loan
Principal & interest$1,738
Property tax (est.)$279
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 5 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.