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About this home
Tucked away on 8+ private acres in Monterey, this spacious 3BR/2.5BA home offers a flexible layout with multiple living areas, an eat-in kitchen, and formal dining—plus an unfinished basement for storage or future expansion. Major improvements have already been completed, making this a strong option for buyers using most financing: a new architectural-shingle roof, new gutters, exterior trim/soffit repairs, updated entry, interior paint, new LVP flooring, and a refreshed kitchen with granite counters, undermount sink, and stainless appliances. A new heat-pump HVAC system and water heater. There is plenty of firewood to be had right on the property too! UPDATES include: Roof • gutters • HVAC • interior paint • LVP flooring • granite counters • stainless range/microwave/dishwasher • deck/rail/step repairs • smoke/CO alarms • deep clean. FHA financing subject to appraisal.
Highlights
Property details
- MLS
- East Tennessee REALTORS® MLS
- MLS #
- 1324826
- Property type
- Single Family Residence
- Subdivision
- Cumb Cove Unit 2
- Status
- Active
- Days on market
- 301
- On market date
- December 23, 2025
- Stories
- N/A
- Total bathrooms
- 2.5
- Garage spaces
- 1
- Parking spaces
- N/A
- Lot size
- 8.9 acres
Location
Get directions →Nearby schools
Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.
- Enrollment
- 480
- Student:teacher ratio
- 13.7:1
- District
- Putnam County
- Enrollment
- 594
- Student:teacher ratio
- 17.0:1
- District
- Putnam County
Walkability
Blended score for Monterey's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).
Market position
How this listing compares to current activity in Monterey, from live MLS data.
Mortgage calculator
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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated 6 days ago.
Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.







